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COMPARE/BANK OF AMERICA PREMIUM REWARDS VS UNITED BUSINESS CARD
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Bank of America Premium Rewards or United Business Card?

United Business Card returns $291 over its fee and Bank of America Premium Rewards returns $30, so the fee difference comes down to which categories you use.

Bank of America Premium Rewards
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
United Business Card
United Business CardChase · $150 fee · 5 credits
NET VALUE+$30$125 credits
NET VALUE+$291$441 credits
Bank of America Premium Rewards
BANK OF AMERICABank of America Premium Rewards
FEE$95
CREDITS$125
NET+$30
Category wins0 of 3
BEST NET VALUE
United Business Card
CHASEUnited Business Card
FEE$150
CREDITS$441
NET+$291
Category wins3 of 3
TAKE THE UNITED BUSINESS CARD IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $216 here and nothing on the Bank of America Premium Rewards.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, Bank of America Premium Rewards or United Business Card?

The United Business Card is better with $291 net annual value compared to the Bank of America Premium Rewards at $30. The United Business Card wins by $261/year.

What's the difference between Bank of America Premium Rewards and United Business Card?

The key differences: United Business Card has a $150 annual fee and $441 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $55.

Which has a lower annual fee, Bank of America Premium Rewards or United Business Card?

The Bank of America Premium Rewards has a lower annual fee at $95 compared to the United Business Card at $150. However, the United Business Card offers $441 in total annual benefits.

Is the United Business Card worth it compared to the Bank of America Premium Rewards?

Yes, the United Business Card offers better value with $291 net annual value compared to $30 for the Bank of America Premium Rewards. Even though it has a higher annual fee ($150 vs $95), the United Business Card provides more total benefits.

Bank of America vs Chase: which issuer is better?

For these specific cards, Chase's United Business Card offers better value with $291 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The United Business Card is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Bank of America Premium Rewards.

Should I get the United Business Card?

If you're deciding between the Bank of America Premium Rewards and United Business Card, the United Business Card is the better choice with $291 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
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Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
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Capital One Venture X-$65
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Capital One Venture X-$65
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Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
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Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,109
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MORE BANK OF AMERICA PREMIUM REWARDS COMPARISONS

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