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COMPARE/IHG ONE REWARDS BUSINESS CREDIT CARD VS UNITED BUSINESS CARD
FIRST CARD
SECOND CARD

IHG One Rewards Business Credit Card or United Business Card?

United Business Card returns $291 over its fee and IHG One Rewards Business Credit Card returns $70, so the fee difference comes down to which categories you use.

IHG One Rewards Business Credit Card
IHG One Rewards Business Credit CardChase · $200 fee · 2 credits
United Business Card
United Business CardChase · $150 fee · 5 credits
NET VALUE-$70$130 credits
NET VALUE+$291$441 credits
IHG One Rewards Business Credit Card
CHASEIHG One Rewards Business Credit Card
FEE$200
CREDITS$130
NET-$70
Category wins0 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 40k Free Night
BEST NET VALUE
United Business Card
CHASEUnited Business Card
FEE$150
CREDITS$441
NET+$291
Category wins3 of 3
TAKE THE UNITED BUSINESS CARD IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $216 here and nothing on the IHG One Rewards Business Credit Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, IHG One Rewards Business Credit Card or United Business Card?

The United Business Card is better with $291 net annual value compared to the IHG One Rewards Business Credit Card at -$70. The United Business Card wins by $361/year.

What's the difference between IHG One Rewards Business Credit Card and United Business Card?

The key differences: IHG One Rewards Business Credit Card has a $200 annual fee and $441 in annual benefits, while United Business Card has a $150 annual fee and $130 in annual benefits. The annual fee difference is $50.

Which has a lower annual fee, IHG One Rewards Business Credit Card or United Business Card?

The United Business Card has a lower annual fee at $150 compared to the IHG One Rewards Business Credit Card at $200. However, the IHG One Rewards Business Credit Card offers $130 in total annual benefits.

Is the United Business Card worth it compared to the IHG One Rewards Business Credit Card?

Yes, the United Business Card offers better value with $291 net annual value compared to -$70 for the IHG One Rewards Business Credit Card. It also has a lower annual fee.

Which card is better for travel?

The United Business Card is better for travel with $225 in annual travel benefits compared to $100 for the IHG One Rewards Business Credit Card.

Should I get the United Business Card?

If you're deciding between the IHG One Rewards Business Credit Card and United Business Card, the United Business Card is the better choice with $291 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

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MORE IHG ONE REWARDS BUSINESS CREDIT CARD COMPARISONS

MORE UNITED BUSINESS CARD COMPARISONS