Delta SkyMiles® Platinum American Express Card vs United Business Card Comparison
United Business Card wins with $291 net annual value
| Category | Delta SkyMiles® Platinum American Express CardDelta SkyMiles® | United Business CardUnited Business |
|---|---|---|
| Annual Fee | $350 | $150 |
| 🌎Travel | $150 | $225 |
| ✈️Airlines | $225 | |
| 🌎Travel | $150 | |
| 🍽️Food & Dining | $120 | $120 |
| 🍽️Dining | $120 | |
| 🍕Food Delivery | $120 | |
| 🚗Transportation | $120 | $96 |
| 🚗Transportation | $120 | $96 |
| Total Annual Value | $390 | $441 |
| Net Value | +$40 | +$291 |
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The United Business Card is better with $291 net annual value compared to the Delta SkyMiles® Platinum American Express Card at $40. The United Business Card wins by $251/year.
The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $441 in annual benefits, while United Business Card has a $150 annual fee and $390 in annual benefits. The annual fee difference is $200.
The United Business Card has a lower annual fee at $150 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.
Yes, the United Business Card offers better value with $291 net annual value compared to $40 for the Delta SkyMiles® Platinum American Express Card. It also has a lower annual fee.
For these specific cards, Chase's United Business Card offers better value with $291 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
The United Business Card is better for travel with $225 in annual travel benefits compared to $150 for the Delta SkyMiles® Platinum American Express Card.
If you're deciding between the Delta SkyMiles® Platinum American Express Card and United Business Card, the United Business Card is the better choice with $291 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
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