Delta SkyMiles® Platinum American Express Card vs Wells Fargo Autograph Journey Comparison

The Delta SkyMiles® Platinum American Express Card is better with $40 net annual value compared to the Wells Fargo Autograph Journey at -$45. The Delta SkyMiles® Platinum American Express Card wins by $85/year.

The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $255.

The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.

Yes, the Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value compared to -$45 for the Wells Fargo Autograph Journey. Even though it has a higher annual fee ($350 vs $95), the Delta SkyMiles® Platinum American Express Card provides more total benefits.

For these specific cards, Amex's Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

The Delta SkyMiles® Platinum American Express Card is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Wells Fargo Autograph Journey.

If you're deciding between the Delta SkyMiles® Platinum American Express Card and Wells Fargo Autograph Journey, the Delta SkyMiles® Platinum American Express Card is the better choice with $40 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.