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COMPARE/CITI STRATA ELITE VS WELLS FARGO AUTOGRAPH JOURNEY
FIRST CARD
SECOND CARD

Citi Strata Elite or Wells Fargo Autograph Journey?

Citi Strata Elite returns $135 over its fee and Wells Fargo Autograph Journey returns $45, so the fee difference comes down to which categories you use.

Citi Strata Elite
Citi Strata EliteCiti · $595 fee · 4 credits
Wells Fargo Autograph Journey
Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits
NET VALUE+$135$730 credits
NET VALUE-$45$50 credits
BEST NET VALUE
Citi Strata Elite
CITICiti Strata Elite
FEE$595
CREDITS$730
NET+$135
Category wins3 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
Admirals Club Day Passes
Wells Fargo Autograph Journey
WELLS FARGOWells Fargo Autograph Journey
FEE$95
CREDITS$50
NET-$45
Category wins0 of 3
TAKE THE CITI STRATA ELITE IF

You use travel, entertainment & media, transportation. Entertainment & Media and Transportation alone are worth $400 here and nothing on the Wells Fargo Autograph Journey.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, Citi Strata Elite or Wells Fargo Autograph Journey?

The Citi Strata Elite is better with $135 net annual value compared to the Wells Fargo Autograph Journey at -$45. The Citi Strata Elite wins by $180/year.

What's the difference between Citi Strata Elite and Wells Fargo Autograph Journey?

The key differences: Citi Strata Elite has a $595 annual fee and $730 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $500.

Which has a lower annual fee, Citi Strata Elite or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the Citi Strata Elite at $595. However, the Citi Strata Elite offers $730 in total annual benefits.

Is the Citi Strata Elite worth it compared to the Wells Fargo Autograph Journey?

Yes, the Citi Strata Elite offers better value with $135 net annual value compared to -$45 for the Wells Fargo Autograph Journey. Even though it has a higher annual fee ($595 vs $95), the Citi Strata Elite provides more total benefits.

Citi vs Wells Fargo: which issuer is better?

For these specific cards, Citi's Citi Strata Elite offers better value with $135 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Citi Strata Elite is better for travel with $500 in annual travel benefits compared to $50 for the Wells Fargo Autograph Journey.

Should I get the Citi Strata Elite?

If you're deciding between the Citi Strata Elite and Wells Fargo Autograph Journey, the Citi Strata Elite is the better choice with $135 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

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MORE CITI STRATA ELITE COMPARISONS

MORE WELLS FARGO AUTOGRAPH JOURNEY COMPARISONS