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COMPARE/DELTA SKYMILES PLATINUM BUSINESS VS CITI STRATA ELITE
FIRST CARD
SECOND CARD

Delta SkyMiles Platinum Business or Citi Strata Elite?

Citi Strata Elite returns $135 over its fee and Delta SkyMiles Platinum Business returns $90, so the fee difference comes down to which categories you use.

Delta SkyMiles Platinum Business
Delta SkyMiles Platinum BusinessAmerican Express · $350 fee · 3 credits
Citi Strata Elite
Citi Strata EliteCiti · $595 fee · 4 credits
NET VALUE+$90$440 credits
NET VALUE+$135$730 credits
Delta SkyMiles Platinum Business
AMERICAN EXPRESSDelta SkyMiles Platinum Business
FEE$350
CREDITS$440
NET+$90
Category wins1 of 4
ADDITIONAL BENEFITS
AIRLINE COMPANION CERTIFICATES
Delta Main Cabin Companion Certificate
BEST NET VALUE
Citi Strata Elite
CITICiti Strata Elite
FEE$595
CREDITS$730
NET+$135
Category wins3 of 4
ADDITIONAL BENEFITS
LOUNGE ACCESS
Admirals Club Day Passes
TAKE THE DELTA SKYMILES PLATINUM BUSINESS IF

You use food & dining. Food & Dining alone is worth $120 here and nothing on the Citi Strata Elite.

TAKE THE CITI STRATA ELITE IF

You use travel, transportation, entertainment & media. Entertainment & Media alone is worth $200 here and nothing on the Delta SkyMiles Platinum Business.

Where to use each card

DELTA SKYMILES PLATINUM BUSINESS
🍽️
Resy Credit Restaurants10830 LOCATIONS
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CITI STRATA ELITE

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Frequently asked questions

Which is better, Delta SkyMiles Platinum Business or Citi Strata Elite?

The Citi Strata Elite is better with $135 net annual value compared to the Delta SkyMiles Platinum Business at $90. The Citi Strata Elite wins by $45/year.

What's the difference between Delta SkyMiles Platinum Business and Citi Strata Elite?

The key differences: Citi Strata Elite has a $595 annual fee and $730 in annual benefits, while Delta SkyMiles Platinum Business has a $350 annual fee and $440 in annual benefits. The annual fee difference is $245.

Which has a lower annual fee, Delta SkyMiles Platinum Business or Citi Strata Elite?

The Delta SkyMiles Platinum Business has a lower annual fee at $350 compared to the Citi Strata Elite at $595. However, the Citi Strata Elite offers $730 in total annual benefits.

Is the Citi Strata Elite worth it compared to the Delta SkyMiles Platinum Business?

Yes, the Citi Strata Elite offers better value with $135 net annual value compared to $90 for the Delta SkyMiles Platinum Business. Even though it has a higher annual fee ($595 vs $350), the Citi Strata Elite provides more total benefits.

Amex vs Citi: which issuer is better?

For these specific cards, Citi's Citi Strata Elite offers better value with $135 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Citi Strata Elite is better for travel with $500 in annual travel benefits compared to $200 for the Delta SkyMiles Platinum Business.

Should I get the Citi Strata Elite?

If you're deciding between the Delta SkyMiles Platinum Business and Citi Strata Elite, the Citi Strata Elite is the better choice with $135 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE DELTA SKYMILES PLATINUM BUSINESS COMPARISONS

MORE CITI STRATA ELITE COMPARISONS