COMPARE/DELTA SKYMILES PLATINUM BUSINESS VS AMEX PLATINUM

FIRST CARD

SECOND CARD

Delta SkyMiles Platinum Business or American Express Platinum?

American Express Platinum returns $2,109 over its fee and Delta SkyMiles Platinum Business returns $90, so the fee difference comes down to which categories you use.

Delta SkyMiles Platinum BusinessAmerican Express · $350 fee · 3 credits

American Express PlatinumAmerican Express · $895 fee · 12 credits

NET VALUE+$90$440 credits

NET VALUE+$2,109$3,004 credits

CATEGORY	DELTA SKYMILES PLATINUM BUSINESS	PLATINUM
🌎Travel	$200	$1,019
✨Lifestyle	—	$955
🍽️Food & Dining	$120	$580
🚗Transportation	$120	$300
🎭Entertainment & Media	—	$300
Airline Companion Certificates	Delta Main Cabin Companion Certificate	—
Lounge Access	—	Centurion Lounge Access Delta Sky Club Access Priority Pass Select (No Restaurants)
Total credits	$440	$3,004
Annual fee	$350	$895
Net value	+$90	+$2,109

AMERICAN EXPRESSDelta SkyMiles Platinum Business

FEE$350

CREDITS$440

NET+$90

Category wins0 of 5

ADDITIONAL BENEFITS

AIRLINE COMPANION CERTIFICATES

Delta Main Cabin Companion Certificate

BEST NET VALUE

AMERICAN EXPRESSAmerican Express Platinum

FEE$895

CREDITS$3,004

NET+$2,109

Category wins5 of 5

ADDITIONAL BENEFITS

LOUNGE ACCESS

Centurion Lounge Access

Delta Sky Club Access

Priority Pass Select (No Restaurants)

TAKE THE AMEX PLATINUM IF

You use travel, lifestyle, food & dining, or any of its 5 winning categories. Lifestyle and Entertainment & Media alone are worth $1,255 here and nothing on the Delta SkyMiles Platinum Business.

Where to use each card

DELTA SKYMILES PLATINUM BUSINESS

🍽️

Resy Credit Restaurants10830 LOCATIONS

Browse →

AMEX PLATINUM

🍽️

Resy Credit Restaurants10830 LOCATIONS

Browse →

🏨

Amex FHR + The Hotel Collection3428 LOCATIONS

Browse →

🛫

Airport Lounges48 LOCATIONS

Browse →

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.

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Frequently asked questions

Which is better, Delta SkyMiles Platinum Business or American Express Platinum?

The American Express Platinum is better with $2,109 net annual value compared to the Delta SkyMiles Platinum Business at $90. The American Express Platinum wins by $2,019/year.

What's the difference between Delta SkyMiles Platinum Business and American Express Platinum?

The key differences: American Express Platinum has a $895 annual fee and $3,004 in annual benefits, while Delta SkyMiles Platinum Business has a $350 annual fee and $440 in annual benefits. The annual fee difference is $545.

Which has a lower annual fee, Delta SkyMiles Platinum Business or American Express Platinum?

The Delta SkyMiles Platinum Business has a lower annual fee at $350 compared to the American Express Platinum at $895. However, the American Express Platinum offers $3,004 in total annual benefits.

Is the American Express Platinum worth it compared to the Delta SkyMiles Platinum Business?

Yes, the American Express Platinum offers better value with $2,109 net annual value compared to $90 for the Delta SkyMiles Platinum Business. Even though it has a higher annual fee ($895 vs $350), the American Express Platinum provides more total benefits.

Which card is better for lifestyle?

The American Express Platinum is better for lifestyle with $955 in annual lifestyle benefits compared to $0 for the Delta SkyMiles Platinum Business.

Should I get the American Express Platinum?

If you're deciding between the Delta SkyMiles Platinum Business and American Express Platinum, the American Express Platinum is the better choice with $2,109 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.