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COMPARE/DELTA SKYMILES PLATINUM BUSINESS VS U.S. BANK ALTITUDE RESERVE
FIRST CARD
SECOND CARD

Delta SkyMiles Platinum Business or U.S. Bank Altitude Reserve?

Delta SkyMiles Platinum Business returns $90 over its fee and U.S. Bank Altitude Reserve returns $45, so the fee difference comes down to which categories you use.

Delta SkyMiles Platinum Business
Delta SkyMiles Platinum BusinessAmerican Express · $350 fee · 3 credits
U.S. Bank Altitude Reserve
U.S. Bank Altitude ReserveU.S. Bank · $400 fee · 2 credits
NET VALUE+$90$440 credits
NET VALUE-$45$355 credits
BEST NET VALUE
Delta SkyMiles Platinum Business
AMERICAN EXPRESSDelta SkyMiles Platinum Business
FEE$350
CREDITS$440
NET+$90
Category wins2 of 3
ADDITIONAL BENEFITS
AIRLINE COMPANION CERTIFICATES
Delta Main Cabin Companion Certificate
U.S. Bank Altitude Reserve
U.S. BANKU.S. Bank Altitude Reserve
FEE$400
CREDITS$355
NET-$45
Category wins1 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
Priority Pass Select (Limited Visits)
TAKE THE DELTA SKYMILES PLATINUM BUSINESS IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $240 here and nothing on the U.S. Bank Altitude Reserve.

TAKE THE U.S. BANK ALTITUDE RESERVE IF

You use travel.

Where to use each card

DELTA SKYMILES PLATINUM BUSINESS
🍽️
Resy Credit Restaurants10830 LOCATIONS
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U.S. BANK ALTITUDE RESERVE

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Frequently asked questions

Which is better, Delta SkyMiles Platinum Business or U.S. Bank Altitude Reserve?

The Delta SkyMiles Platinum Business is better with $90 net annual value compared to the U.S. Bank Altitude Reserve at -$45. The Delta SkyMiles Platinum Business wins by $135/year.

What's the difference between Delta SkyMiles Platinum Business and U.S. Bank Altitude Reserve?

The key differences: U.S. Bank Altitude Reserve has a $400 annual fee and $440 in annual benefits, while Delta SkyMiles Platinum Business has a $350 annual fee and $355 in annual benefits. The annual fee difference is $50.

Which has a lower annual fee, Delta SkyMiles Platinum Business or U.S. Bank Altitude Reserve?

The Delta SkyMiles Platinum Business has a lower annual fee at $350 compared to the U.S. Bank Altitude Reserve at $400. However, the U.S. Bank Altitude Reserve offers $355 in total annual benefits.

Is the Delta SkyMiles Platinum Business worth it compared to the U.S. Bank Altitude Reserve?

Yes, the Delta SkyMiles Platinum Business offers better value with $90 net annual value compared to -$45 for the U.S. Bank Altitude Reserve. It also has a lower annual fee.

Amex vs U.S. Bank: which issuer is better?

For these specific cards, Amex's Delta SkyMiles Platinum Business offers better value with $90 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The U.S. Bank Altitude Reserve is better for travel with $325 in annual travel benefits compared to $200 for the Delta SkyMiles Platinum Business.

Should I get the Delta SkyMiles Platinum Business?

If you're deciding between the Delta SkyMiles Platinum Business and U.S. Bank Altitude Reserve, the Delta SkyMiles Platinum Business is the better choice with $90 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE DELTA SKYMILES PLATINUM BUSINESS COMPARISONS

MORE U.S. BANK ALTITUDE RESERVE COMPARISONS