Delta SkyMiles Gold Business or American Express Platinum?

American Express Platinum returns $2,109 over its fee and Delta SkyMiles Gold Business returns $0, so the fee difference comes down to which categories you use.

Delta SkyMiles Gold BusinessAmerican Express · $150 fee · 1 credits

American Express PlatinumAmerican Express · $895 fee · 12 credits

NET VALUE+$0$150 credits

NET VALUE+$2,109$3,004 credits

CATEGORY	DELTA SKYMILES GOLD BUSINESS	PLATINUM
🌎Travel	$150	$1,019
✨Lifestyle	—	$955
🍽️Food & Dining	—	$580
🎭Entertainment & Media	—	$300
🚗Transportation	—	$300
Lounge Access	—	Centurion Lounge Access Delta Sky Club Access Priority Pass Select (No Restaurants)
Total credits	$150	$3,004
Annual fee	$150	$895
Net value	+$0	+$2,109

AMERICAN EXPRESSDelta SkyMiles Gold Business

FEE$150

CREDITS$150

NET+$0

Category wins0 of 5

BEST NET VALUE

AMERICAN EXPRESSAmerican Express Platinum

FEE$895

CREDITS$3,004

NET+$2,109

Category wins5 of 5

ADDITIONAL BENEFITS

LOUNGE ACCESS

Centurion Lounge Access

Delta Sky Club Access

Priority Pass Select (No Restaurants)

TAKE THE AMEX PLATINUM IF

You use travel, lifestyle, food & dining, or any of its 5 winning categories. Lifestyle and Food & Dining and Entertainment & Media and Transportation alone are worth $2,135 here and nothing on the Delta SkyMiles Gold Business.

Where to use each card

DELTA SKYMILES GOLD BUSINESS

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AMEX PLATINUM

🍽️

Resy Credit Restaurants10830 LOCATIONS

Browse →

🏨

Amex FHR + The Hotel Collection3428 LOCATIONS

Browse →

🛫

Airport Lounges48 LOCATIONS

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Frequently asked questions

Which is better, Delta SkyMiles Gold Business or American Express Platinum?

The American Express Platinum is better with $2,109 net annual value compared to the Delta SkyMiles Gold Business at $0. The American Express Platinum wins by $2,109/year.

What's the difference between Delta SkyMiles Gold Business and American Express Platinum?

The key differences: American Express Platinum has a $895 annual fee and $3,004 in annual benefits, while Delta SkyMiles Gold Business has a $150 annual fee and $150 in annual benefits. The annual fee difference is $745.

Which has a lower annual fee, Delta SkyMiles Gold Business or American Express Platinum?

The Delta SkyMiles Gold Business has a lower annual fee at $150 compared to the American Express Platinum at $895. However, the American Express Platinum offers $3,004 in total annual benefits.

Is the American Express Platinum worth it compared to the Delta SkyMiles Gold Business?

Yes, the American Express Platinum offers better value with $2,109 net annual value compared to $0 for the Delta SkyMiles Gold Business. Even though it has a higher annual fee ($895 vs $150), the American Express Platinum provides more total benefits.

Which card is better for lifestyle?

The American Express Platinum is better for lifestyle with $955 in annual lifestyle benefits compared to $0 for the Delta SkyMiles Gold Business.

Should I get the American Express Platinum?

If you're deciding between the Delta SkyMiles Gold Business and American Express Platinum, the American Express Platinum is the better choice with $2,109 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.