Delta SkyMiles Gold Business or American Express Delta SkyMiles Reserve?
Delta SkyMiles Gold Business returns $0 over its fee and American Express Delta SkyMiles Reserve returns $60, so the fee difference comes down to which categories you use.


| CATEGORY | DELTA SKYMILES GOLD BUSINESS | DELTA SKYMILES RESERVE |
|---|---|---|
| 🌎Travel | $150 | $200 |
| 🍽️Food & Dining | — | $240 |
| 🚗Transportation | — | $120 |
| Airline Companion Certificates | — | |
| Lounge Access | — | |
| Total credits | $150 | $590 |
| Annual fee | $150 | $650 |
| Net value | +$0 | -$60 |

You use food & dining, travel, transportation. Food & Dining and Transportation alone are worth $360 here and nothing on the Delta SkyMiles Gold Business.
Where to use each card
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Frequently asked questions
Which is better, Delta SkyMiles Gold Business or American Express Delta SkyMiles Reserve?
The Delta SkyMiles Gold Business is better with $0 net annual value compared to the American Express Delta SkyMiles Reserve at -$60. The Delta SkyMiles Gold Business wins by $60/year.
What's the difference between Delta SkyMiles Gold Business and American Express Delta SkyMiles Reserve?
The key differences: American Express Delta SkyMiles Reserve has a $650 annual fee and $590 in annual benefits, while Delta SkyMiles Gold Business has a $150 annual fee and $150 in annual benefits. The annual fee difference is $500.
Which has a lower annual fee, Delta SkyMiles Gold Business or American Express Delta SkyMiles Reserve?
The Delta SkyMiles Gold Business has a lower annual fee at $150 compared to the American Express Delta SkyMiles Reserve at $650. However, the American Express Delta SkyMiles Reserve offers $590 in total annual benefits.
Is the Delta SkyMiles Gold Business worth it compared to the American Express Delta SkyMiles Reserve?
Yes, the Delta SkyMiles Gold Business offers better value with $0 net annual value compared to -$60 for the American Express Delta SkyMiles Reserve. It also has a lower annual fee.
Which card is better for food_and_dining?
The American Express Delta SkyMiles Reserve is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Delta SkyMiles Gold Business.
Should I get the Delta SkyMiles Gold Business?
If you're deciding between the Delta SkyMiles Gold Business and American Express Delta SkyMiles Reserve, the Delta SkyMiles Gold Business is the better choice with $0 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE DELTA SKYMILES GOLD BUSINESS COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE AMEX DELTA SKYMILES RESERVE COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey