Delta SkyMiles® Gold American Express Card or American Express Delta SkyMiles Reserve?
Delta SkyMiles® Gold American Express Card returns $50 over its fee and American Express Delta SkyMiles Reserve returns $60, so the fee difference comes down to which categories you use.
| CATEGORY | DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD | DELTA SKYMILES RESERVE |
|---|---|---|
| 🌎Travel | $100 | $200 |
| 🍽️Food & Dining | — | $240 |
| 🚗Transportation | — | $120 |
| Lounge Access | — | |
| Total credits | $100 | $590 |
| Annual fee | $150 | $650 |
| Net value | -$50 | -$60 |
You use food & dining, travel, transportation. Food & Dining and Transportation alone are worth $360 here and nothing on the Delta SkyMiles® Gold American Express Card.
Where to use each card
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Frequently asked questions
Which is better, Delta SkyMiles® Gold American Express Card or American Express Delta SkyMiles Reserve?
The Delta SkyMiles® Gold American Express Card is better with -$50 net annual value compared to the American Express Delta SkyMiles Reserve at -$60. The Delta SkyMiles® Gold American Express Card wins by $10/year.
What's the difference between Delta SkyMiles® Gold American Express Card and American Express Delta SkyMiles Reserve?
The key differences: American Express Delta SkyMiles Reserve has a $650 annual fee and $590 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits. The annual fee difference is $500.
Which has a lower annual fee, Delta SkyMiles® Gold American Express Card or American Express Delta SkyMiles Reserve?
The Delta SkyMiles® Gold American Express Card has a lower annual fee at $150 compared to the American Express Delta SkyMiles Reserve at $650. However, the American Express Delta SkyMiles Reserve offers $590 in total annual benefits.
Is the Delta SkyMiles® Gold American Express Card worth it compared to the American Express Delta SkyMiles Reserve?
Yes, the Delta SkyMiles® Gold American Express Card offers better value with -$50 net annual value compared to -$60 for the American Express Delta SkyMiles Reserve. It also has a lower annual fee.
Which card is better for food_and_dining?
The American Express Delta SkyMiles Reserve is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Delta SkyMiles® Gold American Express Card.
Should I get the Delta SkyMiles® Gold American Express Card?
If you're deciding between the Delta SkyMiles® Gold American Express Card and American Express Delta SkyMiles Reserve, the Delta SkyMiles® Gold American Express Card is the better choice with -$50 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.