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COMPARE/AMEX DELTA SKYMILES RESERVE VS WELLS FARGO AUTOGRAPH JOURNEY
FIRST CARD
SECOND CARD

American Express Delta SkyMiles Reserve or Wells Fargo Autograph Journey?

Wells Fargo Autograph Journey returns $45 over its fee and American Express Delta SkyMiles Reserve returns $60, so the fee difference comes down to which categories you use.

American Express Delta SkyMiles Reserve
American Express Delta SkyMiles ReserveAmerican Express · $650 fee · 4 credits
Wells Fargo Autograph Journey
Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits
NET VALUE-$60$590 credits
NET VALUE-$45$50 credits
American Express Delta SkyMiles Reserve
AMERICAN EXPRESSAmerican Express Delta SkyMiles Reserve
FEE$650
CREDITS$590
NET-$60
Category wins3 of 3
ADDITIONAL BENEFITS
AIRLINE COMPANION CERTIFICATES
Delta First Class Companion Certificate
LOUNGE ACCESS
Centurion Lounge Access
Delta Sky Club Access
BEST NET VALUE
Wells Fargo Autograph Journey
WELLS FARGOWells Fargo Autograph Journey
FEE$95
CREDITS$50
NET-$45
Category wins0 of 3
TAKE THE AMEX DELTA SKYMILES RESERVE IF

You use food & dining, travel, transportation. Food & Dining and Transportation alone are worth $360 here and nothing on the Wells Fargo Autograph Journey.

Where to use each card

AMEX DELTA SKYMILES RESERVE
🍽️
Resy Credit Restaurants10830 LOCATIONS
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WELLS FARGO AUTOGRAPH JOURNEY

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Frequently asked questions

Which is better, American Express Delta SkyMiles Reserve or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey is better with -$45 net annual value compared to the American Express Delta SkyMiles Reserve at -$60. The Wells Fargo Autograph Journey wins by $15/year.

What's the difference between American Express Delta SkyMiles Reserve and Wells Fargo Autograph Journey?

The key differences: American Express Delta SkyMiles Reserve has a $650 annual fee and $590 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $555.

Which has a lower annual fee, American Express Delta SkyMiles Reserve or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the American Express Delta SkyMiles Reserve at $650. However, the American Express Delta SkyMiles Reserve offers $590 in total annual benefits.

Is the Wells Fargo Autograph Journey worth it compared to the American Express Delta SkyMiles Reserve?

Yes, the Wells Fargo Autograph Journey offers better value with -$45 net annual value compared to -$60 for the American Express Delta SkyMiles Reserve. It also has a lower annual fee.

Amex vs Wells Fargo: which issuer is better?

For these specific cards, Wells Fargo's Wells Fargo Autograph Journey offers better value with -$45 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The American Express Delta SkyMiles Reserve is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Wells Fargo Autograph Journey.

Should I get the Wells Fargo Autograph Journey?

If you're deciding between the American Express Delta SkyMiles Reserve and Wells Fargo Autograph Journey, the Wells Fargo Autograph Journey is the better choice with -$45 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE AMEX DELTA SKYMILES RESERVE COMPARISONS

MORE WELLS FARGO AUTOGRAPH JOURNEY COMPARISONS