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COMPARE/SAPPHIRE PREFERRED VS WELLS FARGO AUTOGRAPH JOURNEY
FIRST CARD
SECOND CARD

Chase Sapphire Preferred or Wells Fargo Autograph Journey?

Chase Sapphire Preferred returns $455 over its fee and Wells Fargo Autograph Journey returns $45, so the fee difference comes down to which categories you use.

Chase Sapphire Preferred
Chase Sapphire PreferredChase · $95 fee · 5 credits
Wells Fargo Autograph Journey
Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits
NET VALUE+$455$550 credits
NET VALUE-$45$50 credits
BEST NET VALUE
Chase Sapphire Preferred
CHASEChase Sapphire Preferred
FEE$95
CREDITS$550
NET+$455
Category wins3 of 3
Wells Fargo Autograph Journey
WELLS FARGOWells Fargo Autograph Journey
FEE$95
CREDITS$50
NET-$45
Category wins0 of 3
TAKE THE SAPPHIRE PREFERRED IF

You use food & dining, entertainment & media, travel. Food & Dining and Entertainment & Media alone are worth $420 here and nothing on the Wells Fargo Autograph Journey.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, Chase Sapphire Preferred or Wells Fargo Autograph Journey?

The Chase Sapphire Preferred is better with $455 net annual value compared to the Wells Fargo Autograph Journey at -$45. The Chase Sapphire Preferred wins by $500/year.

What's the difference between Chase Sapphire Preferred and Wells Fargo Autograph Journey?

The key differences: Wells Fargo Autograph Journey has a $95 annual fee and $550 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $50 in annual benefits.

Is the Chase Sapphire Preferred worth it compared to the Wells Fargo Autograph Journey?

Yes, the Chase Sapphire Preferred offers better value with $455 net annual value compared to -$45 for the Wells Fargo Autograph Journey. It also has a similar annual fee.

Chase vs Wells Fargo: which issuer is better?

For these specific cards, Chase's Chase Sapphire Preferred offers better value with $455 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The Chase Sapphire Preferred is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Wells Fargo Autograph Journey.

Should I get the Chase Sapphire Preferred?

If you're deciding between the Chase Sapphire Preferred and Wells Fargo Autograph Journey, the Chase Sapphire Preferred is the better choice with $455 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE SAPPHIRE PREFERRED COMPARISONS

MORE WELLS FARGO AUTOGRAPH JOURNEY COMPARISONS