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Credit Card Coups
COMPARE/SAPPHIRE PREFERRED VS UNITED QUEST
FIRST CARD
SECOND CARD

Chase Sapphire Preferred or Chase United Quest?

Chase United Quest returns $456 over its fee and Chase Sapphire Preferred returns $455, so the fee difference comes down to which categories you use.

Chase Sapphire Preferred
Chase Sapphire PreferredChase · $95 fee · 5 credits
Chase United Quest
Chase United QuestChase · $350 fee · 6 credits
NET VALUE+$455$550 credits
NET VALUE+$456$806 credits
Chase Sapphire Preferred
CHASEChase Sapphire Preferred
FEE$95
CREDITS$550
NET+$455
Category wins2 of 4
BEST NET VALUE
Chase United Quest
CHASEChase United Quest
FEE$350
CREDITS$806
NET+$456
Category wins2 of 4
TAKE THE SAPPHIRE PREFERRED IF

You use food & dining, entertainment & media. Entertainment & Media alone is worth $180 here and nothing on the United Quest.

TAKE THE UNITED QUEST IF

You use travel, transportation. Transportation alone is worth $96 here and nothing on the Sapphire Preferred.

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Frequently asked questions

Which is better, Chase Sapphire Preferred or Chase United Quest?

The Chase United Quest is better with $456 net annual value compared to the Chase Sapphire Preferred at $455. The Chase United Quest wins by $1/year.

What's the difference between Chase Sapphire Preferred and Chase United Quest?

The key differences: Chase United Quest has a $350 annual fee and $806 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $550 in annual benefits. The annual fee difference is $255.

Which has a lower annual fee, Chase Sapphire Preferred or Chase United Quest?

The Chase Sapphire Preferred has a lower annual fee at $95 compared to the Chase United Quest at $350. However, the Chase United Quest offers $806 in total annual benefits.

Is the Chase United Quest worth it compared to the Chase Sapphire Preferred?

Yes, the Chase United Quest offers better value with $456 net annual value compared to $455 for the Chase Sapphire Preferred. Even though it has a higher annual fee ($350 vs $95), the Chase United Quest provides more total benefits.

Which card is better for travel?

The Chase United Quest is better for travel with $500 in annual travel benefits compared to $100 for the Chase Sapphire Preferred.

Should I get the Chase United Quest?

If you're deciding between the Chase Sapphire Preferred and Chase United Quest, the Chase United Quest is the better choice with $456 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE SAPPHIRE PREFERRED COMPARISONS

MORE UNITED QUEST COMPARISONS