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Credit Card Coups
COMPARE/SAPPHIRE PREFERRED VS UNITED EXPLORER
FIRST CARD
SECOND CARD

Chase Sapphire Preferred or Chase United Explorer?

Chase Sapphire Preferred returns $455 over its fee and Chase United Explorer returns $230, so the fee difference comes down to which categories you use.

Chase Sapphire Preferred
Chase Sapphire PreferredChase · $95 fee · 5 credits
Chase United Explorer
Chase United ExplorerChase · $150 fee · 4 credits
NET VALUE+$455$550 credits
NET VALUE+$230$380 credits
BEST NET VALUE
Chase Sapphire Preferred
CHASEChase Sapphire Preferred
FEE$95
CREDITS$550
NET+$455
Category wins2 of 4
Chase United Explorer
CHASEChase United Explorer
FEE$150
CREDITS$380
NET+$230
Category wins2 of 4
TAKE THE SAPPHIRE PREFERRED IF

You use food & dining, entertainment & media. Entertainment & Media alone is worth $180 here and nothing on the United Explorer.

TAKE THE UNITED EXPLORER IF

You use travel, transportation. Transportation alone is worth $60 here and nothing on the Sapphire Preferred.

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Frequently asked questions

Which is better, Chase Sapphire Preferred or Chase United Explorer?

The Chase Sapphire Preferred is better with $455 net annual value compared to the Chase United Explorer at $230. The Chase Sapphire Preferred wins by $225/year.

What's the difference between Chase Sapphire Preferred and Chase United Explorer?

The key differences: Chase United Explorer has a $150 annual fee and $550 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $380 in annual benefits. The annual fee difference is $55.

Which has a lower annual fee, Chase Sapphire Preferred or Chase United Explorer?

The Chase Sapphire Preferred has a lower annual fee at $95 compared to the Chase United Explorer at $150. However, the Chase United Explorer offers $380 in total annual benefits.

Is the Chase Sapphire Preferred worth it compared to the Chase United Explorer?

Yes, the Chase Sapphire Preferred offers better value with $455 net annual value compared to $230 for the Chase United Explorer. It also has a lower annual fee.

Which card is better for entertainment_and_media?

The Chase Sapphire Preferred is better for entertainment_and_media with $180 in annual entertainment_and_media benefits compared to $0 for the Chase United Explorer.

Should I get the Chase Sapphire Preferred?

If you're deciding between the Chase Sapphire Preferred and Chase United Explorer, the Chase Sapphire Preferred is the better choice with $455 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE SAPPHIRE PREFERRED COMPARISONS

MORE UNITED EXPLORER COMPARISONS