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Credit Card Coups
COMPARE/CAPITAL ONE VENTURE X BUSINESS VS UNITED EXPLORER
FIRST CARD
SECOND CARD

Capital One Venture X Business or Chase United Explorer?

Chase United Explorer returns $230 over its fee and Capital One Venture X Business returns $65, so the fee difference comes down to which categories you use.

Capital One Venture X Business
Capital One Venture X BusinessCapital One · $395 fee · 2 credits
Chase United Explorer
Chase United ExplorerChase · $150 fee · 4 credits
NET VALUE-$65$330 credits
NET VALUE+$230$380 credits
Capital One Venture X Business
CAPITAL ONECapital One Venture X Business
FEE$395
CREDITS$330
NET-$65
Category wins1 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
Capital One Lounge Access
Priority Pass Select
BEST NET VALUE
Chase United Explorer
CHASEChase United Explorer
FEE$150
CREDITS$380
NET+$230
Category wins2 of 3
TAKE THE CAPITAL ONE VENTURE X BUSINESS IF

You use travel.

TAKE THE UNITED EXPLORER IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $180 here and nothing on the Capital One Venture X Business.

Where to use each card

CAPITAL ONE VENTURE X BUSINESS
🛫
Airport Lounges48 LOCATIONS
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UNITED EXPLORER

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Frequently asked questions

Which is better, Capital One Venture X Business or Chase United Explorer?

The Chase United Explorer is better with $230 net annual value compared to the Capital One Venture X Business at -$65. The Chase United Explorer wins by $295/year.

What's the difference between Capital One Venture X Business and Chase United Explorer?

The key differences: Capital One Venture X Business has a $395 annual fee and $380 in annual benefits, while Chase United Explorer has a $150 annual fee and $330 in annual benefits. The annual fee difference is $245.

Which has a lower annual fee, Capital One Venture X Business or Chase United Explorer?

The Chase United Explorer has a lower annual fee at $150 compared to the Capital One Venture X Business at $395. However, the Capital One Venture X Business offers $330 in total annual benefits.

Is the Chase United Explorer worth it compared to the Capital One Venture X Business?

Yes, the Chase United Explorer offers better value with $230 net annual value compared to -$65 for the Capital One Venture X Business. It also has a lower annual fee.

Capital One vs Chase: which issuer is better?

For these specific cards, Chase's Chase United Explorer offers better value with $230 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The Chase United Explorer is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Capital One Venture X Business.

Should I get the Chase United Explorer?

If you're deciding between the Capital One Venture X Business and Chase United Explorer, the Chase United Explorer is the better choice with $230 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE CAPITAL ONE VENTURE X BUSINESS COMPARISONS

MORE UNITED EXPLORER COMPARISONS