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COMPARE/HILTON HONORS AMERICAN EXPRESS BUSINESS CARD VS UNITED EXPLORER
FIRST CARD
SECOND CARD

Hilton Honors American Express Business Card or Chase United Explorer?

Chase United Explorer returns $230 over its fee and Hilton Honors American Express Business Card returns $45, so the fee difference comes down to which categories you use.

Hilton Honors American Express Business Card
Hilton Honors American Express Business CardAmerican Express · $195 fee · 1 credits
Chase United Explorer
Chase United ExplorerChase · $150 fee · 4 credits
NET VALUE+$45$240 credits
NET VALUE+$230$380 credits
Hilton Honors American Express Business Card
AMERICAN EXPRESSHilton Honors American Express Business Card
FEE$195
CREDITS$240
NET+$45
Category wins1 of 3
BEST NET VALUE
Chase United Explorer
CHASEChase United Explorer
FEE$150
CREDITS$380
NET+$230
Category wins2 of 3
TAKE THE HILTON HONORS AMERICAN EXPRESS BUSINESS CARD IF

You use travel.

TAKE THE UNITED EXPLORER IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $180 here and nothing on the Hilton Honors American Express Business Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, Hilton Honors American Express Business Card or Chase United Explorer?

The Chase United Explorer is better with $230 net annual value compared to the Hilton Honors American Express Business Card at $45. The Chase United Explorer wins by $185/year.

What's the difference between Hilton Honors American Express Business Card and Chase United Explorer?

The key differences: Hilton Honors American Express Business Card has a $195 annual fee and $380 in annual benefits, while Chase United Explorer has a $150 annual fee and $240 in annual benefits. The annual fee difference is $45.

Which has a lower annual fee, Hilton Honors American Express Business Card or Chase United Explorer?

The Chase United Explorer has a lower annual fee at $150 compared to the Hilton Honors American Express Business Card at $195. However, the Hilton Honors American Express Business Card offers $240 in total annual benefits.

Is the Chase United Explorer worth it compared to the Hilton Honors American Express Business Card?

Yes, the Chase United Explorer offers better value with $230 net annual value compared to $45 for the Hilton Honors American Express Business Card. It also has a lower annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Chase's Chase United Explorer offers better value with $230 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The Chase United Explorer is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Hilton Honors American Express Business Card.

Should I get the Chase United Explorer?

If you're deciding between the Hilton Honors American Express Business Card and Chase United Explorer, the Chase United Explorer is the better choice with $230 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
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American Express Platinum+$2,109
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Capital One Venture X-$65
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Capital One Venture X-$65
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Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
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Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
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Chase United Quest+$456
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American Express Gold+$99
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American Express Platinum+$2,109
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MORE HILTON HONORS AMERICAN EXPRESS BUSINESS CARD COMPARISONS

MORE UNITED EXPLORER COMPARISONS