Question 1

Which is better, Delta SkyMiles® Platinum American Express Card or Chase United Explorer?

Accepted Answer

The Chase United Explorer is better with $230 net annual value compared to the Delta SkyMiles® Platinum American Express Card at $40. The Chase United Explorer wins by $190/year.

Question 2

What's the difference between Delta SkyMiles® Platinum American Express Card and Chase United Explorer?

Accepted Answer

The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits, while Chase United Explorer has a $150 annual fee and $380 in annual benefits. The annual fee difference is $200.

Question 3

Which has a lower annual fee, Delta SkyMiles® Platinum American Express Card or Chase United Explorer?

Accepted Answer

The Chase United Explorer has a lower annual fee at $150 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.

Question 4

Is the Chase United Explorer worth it compared to the Delta SkyMiles® Platinum American Express Card?

Accepted Answer

Yes, the Chase United Explorer offers better value with $230 net annual value compared to $40 for the Delta SkyMiles® Platinum American Express Card. It also has a lower annual fee.

Question 5

Amex vs Chase: which issuer is better?

Accepted Answer

For these specific cards, Chase's Chase United Explorer offers better value with $230 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Question 6

Which card is better for transportation?

Accepted Answer

The Delta SkyMiles® Platinum American Express Card is better for transportation with $120 in annual transportation benefits compared to $60 for the Chase United Explorer.

Question 7

Should I get the Chase United Explorer?

Accepted Answer

If you're deciding between the Delta SkyMiles® Platinum American Express Card and Chase United Explorer, the Chase United Explorer is the better choice with $230 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

CATEGORY	DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD	UNITED EXPLORER
🌎Travel	$150	$200
🍽️Food & Dining	$120	$120
🚗Transportation	$120	$60
Airline Companion Certificates	Delta Main Cabin Companion Certificate	—
Total credits	$390	$380
Annual fee	$350	$150
Net value	+$40	+$230

Delta SkyMiles® Platinum American Express Card or Chase United Explorer?

Where to use each card

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