Delta SkyMiles® Platinum American Express Card vs Chase United Explorer Comparison

The Chase United Explorer is better with $230 net annual value compared to the Delta SkyMiles® Platinum American Express Card at $40. The Chase United Explorer wins by $190/year.

The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits, while Chase United Explorer has a $150 annual fee and $380 in annual benefits. The annual fee difference is $200.

The Chase United Explorer has a lower annual fee at $150 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.

Yes, the Chase United Explorer offers better value with $230 net annual value compared to $40 for the Delta SkyMiles® Platinum American Express Card. It also has a lower annual fee.

For these specific cards, Chase's Chase United Explorer offers better value with $230 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

The Delta SkyMiles® Platinum American Express Card is better for transportation with $120 in annual transportation benefits compared to $60 for the Chase United Explorer.

If you're deciding between the Delta SkyMiles® Platinum American Express Card and Chase United Explorer, the Chase United Explorer is the better choice with $230 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.