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COMPARE/AMEX BUSINESS GOLD VS UNITED EXPLORER
FIRST CARD
SECOND CARD

American Express Business Gold or Chase United Explorer?

American Express Business Gold returns $470 over its fee and Chase United Explorer returns $230, so the fee difference comes down to which categories you use.

American Express Business Gold
American Express Business GoldAmerican Express · $375 fee · 4 credits
Chase United Explorer
Chase United ExplorerChase · $150 fee · 4 credits
NET VALUE+$470$845 credits
NET VALUE+$230$380 credits
BEST NET VALUE
American Express Business Gold
AMERICAN EXPRESSAmerican Express Business Gold
FEE$375
CREDITS$845
NET+$470
Category wins3 of 5
Chase United Explorer
CHASEChase United Explorer
FEE$150
CREDITS$380
NET+$230
Category wins2 of 5
TAKE THE AMEX BUSINESS GOLD IF

You use business, food & dining, lifestyle. Business and Lifestyle alone are worth $845 here and nothing on the United Explorer.

TAKE THE UNITED EXPLORER IF

You use travel, transportation. Travel and Transportation alone are worth $260 here and nothing on the Amex Business Gold.

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Frequently asked questions

Which is better, American Express Business Gold or Chase United Explorer?

The American Express Business Gold is better with $470 net annual value compared to the Chase United Explorer at $230. The American Express Business Gold wins by $240/year.

What's the difference between American Express Business Gold and Chase United Explorer?

The key differences: American Express Business Gold has a $375 annual fee and $845 in annual benefits, while Chase United Explorer has a $150 annual fee and $380 in annual benefits. The annual fee difference is $225.

Which has a lower annual fee, American Express Business Gold or Chase United Explorer?

The Chase United Explorer has a lower annual fee at $150 compared to the American Express Business Gold at $375. However, the American Express Business Gold offers $845 in total annual benefits.

Is the American Express Business Gold worth it compared to the Chase United Explorer?

Yes, the American Express Business Gold offers better value with $470 net annual value compared to $230 for the Chase United Explorer. Even though it has a higher annual fee ($375 vs $150), the American Express Business Gold provides more total benefits.

Amex vs Chase: which issuer is better?

For these specific cards, Amex's American Express Business Gold offers better value with $470 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for business?

The American Express Business Gold is better for business with $690 in annual business benefits compared to $0 for the Chase United Explorer.

Should I get the American Express Business Gold?

If you're deciding between the American Express Business Gold and Chase United Explorer, the American Express Business Gold is the better choice with $470 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

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