American Express Green or Chase United Explorer?

Chase United Explorer returns $230 over its fee and American Express Green returns $59, so the fee difference comes down to which categories you use.

American Express GreenAmerican Express · $150 fee · 1 credits

Chase United ExplorerChase · $150 fee · 4 credits

NET VALUE+$59$209 credits

NET VALUE+$230$380 credits

CATEGORY	GREEN	UNITED EXPLORER
🌎Travel	$209	$200
🍽️Food & Dining	—	$120
🚗Transportation	—	$60
Total credits	$209	$380
Annual fee	$150	$150
Net value	+$59	+$230

AMERICAN EXPRESSAmerican Express Green

FEE$150

CREDITS$209

NET+$59

Category wins1 of 3

BEST NET VALUE

CHASEChase United Explorer

FEE$150

CREDITS$380

NET+$230

Category wins2 of 3

TAKE THE AMEX GREEN IF

You use travel.

TAKE THE UNITED EXPLORER IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $180 here and nothing on the Amex Green.

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Frequently asked questions

Which is better, American Express Green or Chase United Explorer?

The Chase United Explorer is better with $230 net annual value compared to the American Express Green at $59. The Chase United Explorer wins by $171/year.

What's the difference between American Express Green and Chase United Explorer?

The key differences: Chase United Explorer has a $150 annual fee and $380 in annual benefits, while American Express Green has a $150 annual fee and $209 in annual benefits.

Is the Chase United Explorer worth it compared to the American Express Green?

Yes, the Chase United Explorer offers better value with $230 net annual value compared to $59 for the American Express Green. It also has a similar annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Chase's Chase United Explorer offers better value with $230 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The Chase United Explorer is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the American Express Green.

Should I get the Chase United Explorer?

If you're deciding between the American Express Green and Chase United Explorer, the Chase United Explorer is the better choice with $230 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.