American Express Green returns $59 over its fee and Bank of America Premium Rewards returns $30, so the fee difference comes down to which categories you use.


| CATEGORY | GREEN | BANK OF AMERICA PREMIUM REWARDS |
|---|---|---|
| 🌎Travel | $209 | $125 |
| Total credits | $209 | $125 |
| Annual fee | $150 | $95 |
| Net value | +$59 | +$30 |
You use travel.
The American Express Green is better with $59 net annual value compared to the Bank of America Premium Rewards at $30. The American Express Green wins by $29/year.
The key differences: American Express Green has a $150 annual fee and $209 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $55.
The Bank of America Premium Rewards has a lower annual fee at $95 compared to the American Express Green at $150. However, the American Express Green offers $209 in total annual benefits.
Yes, the American Express Green offers better value with $59 net annual value compared to $30 for the Bank of America Premium Rewards. Even though it has a higher annual fee ($150 vs $95), the American Express Green provides more total benefits.
For these specific cards, Amex's American Express Green offers better value with $59 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
The American Express Green is better for travel with $209 in annual travel benefits compared to $125 for the Bank of America Premium Rewards.
If you're deciding between the American Express Green and Bank of America Premium Rewards, the American Express Green is the better choice with $59 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.