FIRST CARD
VSSECOND CARD
American Express Marriott Bonvoy Brilliant or Bank of America Premium Rewards?
Bank of America Premium Rewards returns $30 over its fee and American Express Marriott Bonvoy Brilliant returns $320, so the fee difference comes down to which categories you use.
American Express Marriott Bonvoy BrilliantAmerican Express · $650 fee · 2 credits
Bank of America Premium RewardsBank of America · $95 fee · 2 credits
NET VALUE-$320$330 credits
NET VALUE+$30$125 credits
| CATEGORY | MARRIOTT BONVOY BRILLIANT | BANK OF AMERICA PREMIUM REWARDS |
|---|---|---|
| 🍽️Food & Dining | $300 | — |
| 🌎Travel | — | $125 |
| Hotel Free Night Certificates | — | |
| Total credits | $330 | $125 |
AMERICAN EXPRESSAmerican Express Marriott Bonvoy Brilliant
FEE$650
CREDITS$330
NET-$320
Category wins1 of 2
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
BEST NET VALUE
TAKE THE AMEX MARRIOTT BONVOY BRILLIANT IF
You use food & dining. Food & Dining alone is worth $300 here and nothing on the Bank of America Premium Rewards.
TAKE THE BANK OF AMERICA PREMIUM REWARDS IF
You use travel. Travel alone is worth $125 here and nothing on the Amex Marriott Bonvoy Brilliant.
Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking freeFrequently asked questions
Which is better, American Express Marriott Bonvoy Brilliant or Bank of America Premium Rewards?
The Bank of America Premium Rewards is better with $30 net annual value compared to the American Express Marriott Bonvoy Brilliant at -$320. The Bank of America Premium Rewards wins by $350/year.
What's the difference between American Express Marriott Bonvoy Brilliant and Bank of America Premium Rewards?
The key differences: American Express Marriott Bonvoy Brilliant has a $650 annual fee and $330 in annual benefits, while Bank of America Premium Rewards has a $95 annual fee and $125 in annual benefits. The annual fee difference is $555.
Which has a lower annual fee, American Express Marriott Bonvoy Brilliant or Bank of America Premium Rewards?
The Bank of America Premium Rewards has a lower annual fee at $95 compared to the American Express Marriott Bonvoy Brilliant at $650. However, the American Express Marriott Bonvoy Brilliant offers $330 in total annual benefits.
Is the Bank of America Premium Rewards worth it compared to the American Express Marriott Bonvoy Brilliant?
Yes, the Bank of America Premium Rewards offers better value with $30 net annual value compared to -$320 for the American Express Marriott Bonvoy Brilliant. It also has a lower annual fee.
Amex vs Bank of America: which issuer is better?
For these specific cards, Bank of America's Bank of America Premium Rewards offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for food_and_dining?
The American Express Marriott Bonvoy Brilliant is better for food_and_dining with $300 in annual food_and_dining benefits compared to $0 for the Bank of America Premium Rewards.