Marriott Bonvoy Boundless returns $95 over its fee and American Express Marriott Bonvoy Brilliant returns $320, so the fee difference comes down to which categories you use.


| CATEGORY | MARRIOTT BONVOY BRILLIANT | MARRIOTT BONVOY BOUNDLESS |
|---|---|---|
| 🍽️Food & Dining | $300 | — |
| 🌎Travel | — | — |
| Hotel Free Night Certificates | ||
| Total credits |

You use food & dining. Food & Dining alone is worth $300 here and nothing on the Marriott Bonvoy Boundless.
The Marriott Bonvoy Boundless is better with -$95 net annual value compared to the American Express Marriott Bonvoy Brilliant at -$320. The Marriott Bonvoy Boundless wins by $225/year.
The key differences: American Express Marriott Bonvoy Brilliant has a $650 annual fee and $330 in annual benefits, while Marriott Bonvoy Boundless has a $95 annual fee and $0 in annual benefits. The annual fee difference is $555.
The Marriott Bonvoy Boundless has a lower annual fee at $95 compared to the American Express Marriott Bonvoy Brilliant at $650. However, the American Express Marriott Bonvoy Brilliant offers $330 in total annual benefits.
Yes, the Marriott Bonvoy Boundless offers better value with -$95 net annual value compared to -$320 for the American Express Marriott Bonvoy Brilliant. It also has a lower annual fee.
For these specific cards, Chase's Marriott Bonvoy Boundless offers better value with -$95 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
The American Express Marriott Bonvoy Brilliant is better for food_and_dining with $300 in annual food_and_dining benefits compared to $0 for the Marriott Bonvoy Boundless.
| $330 |
| $0 |
| Annual fee | $650 | $95 |
| Net value | -$320 | -$95 |
If you're deciding between the American Express Marriott Bonvoy Brilliant and Marriott Bonvoy Boundless, the Marriott Bonvoy Boundless is the better choice with -$95 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.