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COMPARE/AMEX MARRIOTT BONVOY BRILLIANT VS IHG ONE REWARDS PREMIER CREDIT CARD
FIRST CARD
SECOND CARD

American Express Marriott Bonvoy Brilliant or IHG One Rewards Premier Credit Card?

IHG One Rewards Premier Credit Card returns $270 over its fee and American Express Marriott Bonvoy Brilliant returns $320, so the fee difference comes down to which categories you use.

American Express Marriott Bonvoy Brilliant
American Express Marriott Bonvoy BrilliantAmerican Express · $650 fee · 2 credits
IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit CardChase · $150 fee · 5 credits
NET VALUE-$320$330 credits
NET VALUE+$270$420 credits
American Express Marriott Bonvoy Brilliant
AMERICAN EXPRESSAmerican Express Marriott Bonvoy Brilliant
FEE$650
CREDITS$330
NET-$320
Category wins1 of 2
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
Marriott 85k Free Night
BEST NET VALUE
IHG One Rewards Premier Credit Card
CHASEIHG One Rewards Premier Credit Card
FEE$150
CREDITS$420
NET+$270
Category wins1 of 2
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 50k Free Night
TAKE THE AMEX MARRIOTT BONVOY BRILLIANT IF

You use food & dining.

TAKE THE IHG ONE REWARDS PREMIER CREDIT CARD IF

You use travel. Travel alone is worth $150 here and nothing on the Amex Marriott Bonvoy Brilliant.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
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Frequently asked questions

Which is better, American Express Marriott Bonvoy Brilliant or IHG One Rewards Premier Credit Card?

The IHG One Rewards Premier Credit Card is better with $270 net annual value compared to the American Express Marriott Bonvoy Brilliant at -$320. The IHG One Rewards Premier Credit Card wins by $590/year.

What's the difference between American Express Marriott Bonvoy Brilliant and IHG One Rewards Premier Credit Card?

The key differences: American Express Marriott Bonvoy Brilliant has a $650 annual fee and $420 in annual benefits, while IHG One Rewards Premier Credit Card has a $150 annual fee and $330 in annual benefits. The annual fee difference is $500.

Which has a lower annual fee, American Express Marriott Bonvoy Brilliant or IHG One Rewards Premier Credit Card?

The IHG One Rewards Premier Credit Card has a lower annual fee at $150 compared to the American Express Marriott Bonvoy Brilliant at $650. However, the American Express Marriott Bonvoy Brilliant offers $330 in total annual benefits.

Is the IHG One Rewards Premier Credit Card worth it compared to the American Express Marriott Bonvoy Brilliant?

Yes, the IHG One Rewards Premier Credit Card offers better value with $270 net annual value compared to -$320 for the American Express Marriott Bonvoy Brilliant. It also has a lower annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Chase's IHG One Rewards Premier Credit Card offers better value with $270 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The IHG One Rewards Premier Credit Card is better for travel with $150 in annual travel benefits compared to $0 for the American Express Marriott Bonvoy Brilliant.

Should I get the IHG One Rewards Premier Credit Card?

If you're deciding between the American Express Marriott Bonvoy Brilliant and IHG One Rewards Premier Credit Card, the IHG One Rewards Premier Credit Card is the better choice with $270 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE AMEX MARRIOTT BONVOY BRILLIANT COMPARISONS

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