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COMPARE/IHG ONE REWARDS PREMIER CREDIT CARD VS WELLS FARGO AUTOGRAPH JOURNEY
FIRST CARD
SECOND CARD

IHG One Rewards Premier Credit Card or Wells Fargo Autograph Journey?

IHG One Rewards Premier Credit Card returns $30 over its fee and Wells Fargo Autograph Journey returns $45, so the fee difference comes down to which categories you use.

IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit CardChase · $150 fee · 3 credits
Wells Fargo Autograph Journey
Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits
NET VALUE+$30$180 credits
NET VALUE-$45$50 credits
BEST NET VALUE
IHG One Rewards Premier Credit Card
CHASEIHG One Rewards Premier Credit Card
FEE$150
CREDITS$180
NET+$30
Category wins1 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 50k Free Night
Wells Fargo Autograph Journey
WELLS FARGOWells Fargo Autograph Journey
FEE$95
CREDITS$50
NET-$45
Category wins0 of 1
TAKE THE IHG ONE REWARDS PREMIER CREDIT CARD IF

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Frequently asked questions

Which is better, IHG One Rewards Premier Credit Card or Wells Fargo Autograph Journey?

The IHG One Rewards Premier Credit Card is better with $30 net annual value compared to the Wells Fargo Autograph Journey at -$45. The IHG One Rewards Premier Credit Card wins by $75/year.

What's the difference between IHG One Rewards Premier Credit Card and Wells Fargo Autograph Journey?

The key differences: IHG One Rewards Premier Credit Card has a $150 annual fee and $180 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $55.

Which has a lower annual fee, IHG One Rewards Premier Credit Card or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the IHG One Rewards Premier Credit Card at $150. However, the IHG One Rewards Premier Credit Card offers $180 in total annual benefits.

Is the IHG One Rewards Premier Credit Card worth it compared to the Wells Fargo Autograph Journey?

Yes, the IHG One Rewards Premier Credit Card offers better value with $30 net annual value compared to -$45 for the Wells Fargo Autograph Journey. Even though it has a higher annual fee ($150 vs $95), the IHG One Rewards Premier Credit Card provides more total benefits.

Chase vs Wells Fargo: which issuer is better?

For these specific cards, Chase's IHG One Rewards Premier Credit Card offers better value with $30 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The IHG One Rewards Premier Credit Card is better for travel with $150 in annual travel benefits compared to $50 for the Wells Fargo Autograph Journey.

Should I get the IHG One Rewards Premier Credit Card?

If you're deciding between the IHG One Rewards Premier Credit Card and Wells Fargo Autograph Journey, the IHG One Rewards Premier Credit Card is the better choice with $30 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,109
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MORE IHG ONE REWARDS PREMIER CREDIT CARD COMPARISONS

MORE WELLS FARGO AUTOGRAPH JOURNEY COMPARISONS