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COMPARE/SAPPHIRE RESERVE VS WELLS FARGO AUTOGRAPH JOURNEY
FIRST CARD
SECOND CARD

Chase Sapphire Reserve or Wells Fargo Autograph Journey?

Chase Sapphire Reserve returns $2,348 over its fee and Wells Fargo Autograph Journey returns $45, so the fee difference comes down to which categories you use.

Chase Sapphire Reserve
Chase Sapphire ReserveChase · $795 fee · 13 credits
Wells Fargo Autograph Journey
Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits
NET VALUE+$2,348$3,143 credits
NET VALUE-$45$50 credits
BEST NET VALUE
Chase Sapphire Reserve
CHASEChase Sapphire Reserve
FEE$795
CREDITS$3,143
NET+$2,348
Category wins5 of 5
ADDITIONAL BENEFITS
LOUNGE ACCESS
Air Canada Lounge Access
Chase Sapphire Lounge Access
Priority Pass Select (No Restaurants)
Wells Fargo Autograph Journey
WELLS FARGOWells Fargo Autograph Journey
FEE$95
CREDITS$50
NET-$45
Category wins0 of 5
TAKE THE SAPPHIRE RESERVE IF

You use travel, food & dining, entertainment & media, or any of its 5 winning categories. Food & Dining and Entertainment & Media and Lifestyle and Transportation alone are worth $2,063 here and nothing on the Wells Fargo Autograph Journey.

Where to use each card

SAPPHIRE RESERVE
🍽️
Chase Exclusive Tables Restaurants413 LOCATIONS
Browse →
🛫
Airport Lounges48 LOCATIONS
Browse →
WELLS FARGO AUTOGRAPH JOURNEY

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Frequently asked questions

Which is better, Chase Sapphire Reserve or Wells Fargo Autograph Journey?

The Chase Sapphire Reserve is better with $2,348 net annual value compared to the Wells Fargo Autograph Journey at -$45. The Chase Sapphire Reserve wins by $2,393/year.

What's the difference between Chase Sapphire Reserve and Wells Fargo Autograph Journey?

The key differences: Chase Sapphire Reserve has a $795 annual fee and $3,143 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $700.

Which has a lower annual fee, Chase Sapphire Reserve or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the Chase Sapphire Reserve at $795. However, the Chase Sapphire Reserve offers $3,143 in total annual benefits.

Is the Chase Sapphire Reserve worth it compared to the Wells Fargo Autograph Journey?

Yes, the Chase Sapphire Reserve offers better value with $2,348 net annual value compared to -$45 for the Wells Fargo Autograph Journey. Even though it has a higher annual fee ($795 vs $95), the Chase Sapphire Reserve provides more total benefits.

Chase vs Wells Fargo: which issuer is better?

For these specific cards, Chase's Chase Sapphire Reserve offers better value with $2,348 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Chase Sapphire Reserve is better for travel with $1,050 in annual travel benefits compared to $50 for the Wells Fargo Autograph Journey.

Should I get the Chase Sapphire Reserve?

If you're deciding between the Chase Sapphire Reserve and Wells Fargo Autograph Journey, the Chase Sapphire Reserve is the better choice with $2,348 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE SAPPHIRE RESERVE COMPARISONS

MORE WELLS FARGO AUTOGRAPH JOURNEY COMPARISONS