Chase
Personal
Chase Sapphire Reserve

Chase Sapphire Reserve

Annual Fee: $795
Annual Value: $2,562
Net Value: $1,767

Premium travel and dining benefits with flexible credits. Known for its generous travel credit and luxury perks.

Compare This Card
See how the Chase Sapphire Reserve stacks up against other cards

Benefits

Up to $300 in statement credits for travel purchases each account anniversary year. Purchases that qualify will not earn points.

$250 / Half Year$500 / Year
View Details

Up to $250 in statement credits from January through June and again from July through December for prepaid bookings made with The Edit. Two-night minimum required. Purchases that qualify will not earn points.

Chase Travel
Travel
Recommended

Up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually at restaurants that are part of Sapphire Reserve Exclusive Tables - over 300 top dining spots.

Chase Exclusive Tables
Dining
Recommended
$150 / Half Year$300 / Year
View Details

Up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually for StubHub and viagogo purchases through 12/31/2027. Activation required.

Where to Use

StubHub
Entertainment
Recommended
viagogo
Entertainment
Lyft Credit
Merchant Credit
$10 / Month$120 / Year
View Details

Lyft members can get access to up to $10 in monthly in-app credits, up to $120 annually, to use on rides through 9/30/2027.

Lyft
Transportation
Recommended
DoorDash Credit
Merchant Credit
$25 / Month$300 / Year
View Details

DashPass members get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo to spend on restaurant orders and two $10 promos each month to save on groceries, retail orders, and more. Available through 12/31/2027.

DoorDash
Food Delivery
Recommended
$10 / Month$120 / Year
View Details

Get $10 in statement credits per month on eligible Peloton memberships through 12/31/2027, for a maximum of $120 annually. Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027.

Peloton
Fitness
Recommended

Starting January 1, 2026, get up to $250 in statement credits through December 31, 2026 on prepaid Chase Travel hotel bookings for stays with IHG® Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts. Two night minimum required. Purchases that qualify will not earn points.

Chase Travel
Travel
Recommended
$10 / Month$120 / Year
View Details

Complimentary Apple TV+ subscription through June 22, 2027. The exclusive streaming home of Apple Originals. If you have an existing paid subscription purchased directly through Apple, your complimentary subscription will automatically suspend it.

Apple TV+
Streaming
Recommended
$11 / Month$132 / Year
View Details

Complimentary Apple Music individual subscription through June 22, 2027. Access to millions of songs across all your devices. If you have an existing paid individual subscription purchased directly through Apple, your complimentary subscription will automatically suspend it.

Apple Music
Streaming
Recommended
DashPass Benefit
Merchant Credit
$10 / Month$120 / Year
View Details

Complimentary DashPass membership providing benefits on DoorDash and Caviar orders. Minimum 12 months when activated by 12/31/2027. Must use Chase Sapphire Reserve card for payment to receive DashPass benefits.

DoorDash
Food Delivery
Recommended

Frequently Asked Questions

What is the Chase Sapphire Reserve annual fee?

The Chase Sapphire Reserve has an annual fee of $795. This is a personal credit card.

Is the Chase Sapphire Reserve worth it?

The Chase Sapphire Reserve offers $2,562 in annual benefits with a $795 annual fee, for a net value of $1,767. It can be worth it if you use the key benefits like The Edit Hotel Credit, Travel Credit, Exclusive Tables Dining Credit.

What benefits does the Chase Sapphire Reserve include?

The Chase Sapphire Reserve includes 11 benefits, including The Edit Hotel Credit ($500/year), Travel Credit ($300/year), Exclusive Tables Dining Credit ($300/year), StubHub Credit ($300/year), DoorDash Credit ($300/year).

Who should get the Chase Sapphire Reserve?

The Chase Sapphire Reserve is ideal for people who spend on travel and can maximize the $2,562 in annual benefits to offset the $795 annual fee.

How does the Chase Sapphire Reserve compare to Amex Platinum?

The Chase Sapphire Reserve offers $2,562 in annual benefits with a $795 annual fee. It focuses more on dining and travel credits, while Amex Platinum emphasizes airline benefits. Compare them side-by-side to see which fits your spending better.

What statement credits does the Chase Sapphire Reserve have?

The Chase Sapphire Reserve includes 11 statement credits: The Edit Hotel Credit, Travel Credit, Exclusive Tables Dining Credit, StubHub Credit, and 7 more. Together they provide $2,562 in annual value.