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Chase Sapphire Reserve
CHASEPERSONAL

Chase Sapphire Reserve

13 credits worth $3,143 at face value against an $795 annual fee. 9 of them pay nothing until you enroll.

UPDATED OCT 202613 CREDITS TRACKED9 NEED ENROLLMENT
ANNUAL FEE
$795/ year
Credits at face value$3,143
Break-even25%
Track these credits free →

Open the full Chase Sapphire Reserve calculator →

All 13 credits, by how often they reset

Monthly

6 CREDITS · $1,104 / YR
Lyft Credit$10
12 × $10 = $120
MERCHANT CREDITENROLL
Lyft members can get access to up to $10 in monthly in-app credits, up to $120 annually, to use on rides through 9/30/2027.
DoorDash Credit$35
12 × $35 = $420
MERCHANT CREDITENROLL
DashPass members get up to $35 each month to spend on DoorDash: a $15 monthly credit for any eligible order plus two $10 promos each month for groceries, retail, and more. The $15 credit increased from $5 and expanded beyond restaurants starting October 1, 2026. Available through 12/31/2029.
Peloton Credit$10
12 × $10 = $120
ENROLL
Get $10 in statement credits per month on eligible Peloton memberships through 12/31/2027, for a maximum of $120 annually. Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027.
Apple TV+ Subscription Credit$15
12 × $15 = $180
MERCHANT CREDITENROLL
Complimentary Apple TV subscription through June 22, 2027. The exclusive streaming home of Apple Originals. If you have an existing paid subscription purchased directly through Apple, your complimentary subscription will automatically suspend it.
Apple Music Subscription Credit$12
12 × $12 = $144
MERCHANT CREDITENROLL
Complimentary Apple Music individual subscription through June 22, 2027. Access to millions of songs across all your devices. If you have an existing paid individual subscription purchased directly through Apple, your complimentary subscription will automatically suspend it.
DashPass Benefit$10
12 × $10 = $120
MERCHANT CREDITENROLL
Complimentary DashPass membership providing benefits on DoorDash and Caviar orders. Activate by 12/31/2029 and it lasts until 12/31/2029 or 12 months, whichever is longer. Must use your Chase Sapphire Reserve card for payment to receive DashPass benefits.

Semi-annual

2 CREDITS · $600 / YR
Exclusive Tables Dining Credit$150
2 × $150 = $300
ENROLL
Up to $150 from January through June and another $150 from July through December, $300 a year, when you pay at a Sapphire Reserve Exclusive Tables restaurant with your card. The credit posts automatically.
StubHub Credit$150
2 × $150 = $300
ENROLL
Up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually for StubHub and viagogo purchases through 12/31/2027. Activation required.

Once a calendar year

3 CREDITS · $1,109 / YR
Whoop Membership Credit$359
$359
ENROLL
Get a $359 statement credit each calendar year when you purchase a WHOOP Life Membership Annual Plan using your Chase Sapphire Reserve. Must be activated through Chase Offers before purchase.
The Edit Hotel Credit$500
$500
AUTO
Up to $500 per year (two $250 credits) for prepaid bookings made with The Edit. Two-night minimum required per booking. The credited portion does not earn Ultimate Rewards points, but the remainder earns 8x. Hotel loyalty points are earned on the full stay.
Chase Travel 2026 Hotel Brands Credit$250
$250
AUTO
Starting January 1, 2026, get up to $250 in statement credits through December 31, 2026 on prepaid Chase Travel hotel bookings for stays with IHG® Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts. Two night minimum required. Purchases that qualify will not earn points.

Once a cardmember year

1 CREDIT · $300 / YR
Travel Credit$300
$300
AUTO
Up to $300 in statement credits for travel purchases each account anniversary year. Purchases that qualify will not earn points.

Included perks

NOT COUNTED IN TOTAL
Chase Sapphire Lounge AccessFree entry to Chase Sapphire Lounges at BOS, DFW, JFK, LAS, LGA, PHL, PHX and SAN for you and up to 2 guests, with a same-day boarding pass. Extra guests cost $27. Arrive no more than 3 hours before departure (5 on a connection). LAX is coming soon.
Included
Priority Pass Select (No Restaurants)Priority Pass membership with free lounge entry for you and up to 2 guests when you fly that day. Extra guests cost $27. Enroll through Chase before your first visit. Bring the physical card or Chase's digital Priority Pass card. Priority Pass restaurants are not included.
Included
Air Canada Lounge AccessFree entry to Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe for you and 1 guest, with a same-day Star Alliance boarding pass. Extra guests cost $59. Montreal lounges and Signature Suites are excluded.
Included
THE PART PEOPLE MISS9 of 13 credits pay nothing until you enroll

That’s $2,063 of face value sitting behind a form. Enrollment is one-time per credit and never applies retroactively.

DoorDash Credit$420
Whoop Membership Credit$359
Exclusive Tables Dining Credit$300
StubHub Credit$300
Apple TV+ Subscription Credit$180
Apple Music Subscription Credit$144
Lyft Credit$120
Peloton Credit$120
DashPass Benefit$120

All of them live in the Benefits section of your issuer’s website.

Recent updates

VIEW ALL
CHANGED
Oct 1, 2026

Chase is tripling the Sapphire Reserve DoorDash credit from $5 to $15 per month starting October 1, 2026. The credit now works on all DoorDash orders, not just restaurants.

$5/month→$15/month
DoorDash CreditRead more →

Where to use this card

🍽️Chase Exclusive Tables Restaurants413 LOCATIONSFind Chase Sapphire Reserve Exclusive Tables restaurants near you. Use your $150 semi-annual dining credit at these partner restaurants.Browse map →🛫Airport Lounges48 LOCATIONSEvery Centurion Lounge, Chase Sapphire Lounge, and Capital One Lounge, with terminal and hours. See which airports your Amex Platinum, Sapphire Reserve, or Venture X gets you into.Browse map →

How it compares

AMERICANvs. PlatinumCompare →CAPITALvs. Capital One Venture XCompare →MAPSWhere these credits workOur own restaurant list, searchable by city.Open the map →

Frequently asked questions

What is the Chase Sapphire Reserve annual fee?

The Chase Sapphire Reserve has an annual fee of $795. This is a personal credit card.

Is the Chase Sapphire Reserve worth it?

The Chase Sapphire Reserve offers $3,143 in annual benefits with a $795 annual fee, for a net value of $2,348. It can be worth it if you use the key benefits like The Edit Hotel Credit, DoorDash Credit, Whoop Membership Credit.

What benefits does the Chase Sapphire Reserve include?

The Chase Sapphire Reserve includes 16 benefits, including The Edit Hotel Credit ($500/year), DoorDash Credit ($420/year), Whoop Membership Credit ($359/year), Travel Credit ($300/year), Exclusive Tables Dining Credit ($300/year).

Who should get the Chase Sapphire Reserve?

The Chase Sapphire Reserve is ideal for people who spend on travel and can maximize the $3,143 in annual benefits to offset the $795 annual fee.

How does the Chase Sapphire Reserve compare to Amex Platinum?

The Chase Sapphire Reserve offers $3,143 in annual benefits with a $795 annual fee. It focuses more on dining and travel credits, while Amex Platinum emphasizes airline benefits. Compare them side-by-side to see which fits your spending better.

What statement credits does the Chase Sapphire Reserve have?

The Chase Sapphire Reserve includes 13 statement credits: The Edit Hotel Credit, DoorDash Credit, Whoop Membership Credit, Travel Credit, and 9 more. Together they provide $3,143 in annual value.