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COMPARE/CAPITAL ONE VENTURE X BUSINESS VS WELLS FARGO AUTOGRAPH JOURNEY
FIRST CARD
SECOND CARD

Capital One Venture X Business or Wells Fargo Autograph Journey?

Wells Fargo Autograph Journey returns $45 over its fee and Capital One Venture X Business returns $65, so the fee difference comes down to which categories you use.

Capital One Venture X Business
Capital One Venture X BusinessCapital One · $395 fee · 2 credits
Wells Fargo Autograph Journey
Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits
NET VALUE-$65$330 credits
NET VALUE-$45$50 credits
Capital One Venture X Business
CAPITAL ONECapital One Venture X Business
FEE$395
CREDITS$330
NET-$65
Category wins1 of 1
ADDITIONAL BENEFITS
LOUNGE ACCESS
Capital One Lounge Access
Priority Pass Select
BEST NET VALUE
Wells Fargo Autograph Journey
WELLS FARGOWells Fargo Autograph Journey
FEE$95
CREDITS$50
NET-$45
Category wins0 of 1
TAKE THE CAPITAL ONE VENTURE X BUSINESS IF

You use travel.

Where to use each card

CAPITAL ONE VENTURE X BUSINESS
🛫
Airport Lounges48 LOCATIONS
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WELLS FARGO AUTOGRAPH JOURNEY

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Frequently asked questions

Which is better, Capital One Venture X Business or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey is better with -$45 net annual value compared to the Capital One Venture X Business at -$65. The Wells Fargo Autograph Journey wins by $20/year.

What's the difference between Capital One Venture X Business and Wells Fargo Autograph Journey?

The key differences: Capital One Venture X Business has a $395 annual fee and $330 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $300.

Which has a lower annual fee, Capital One Venture X Business or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the Capital One Venture X Business at $395. However, the Capital One Venture X Business offers $330 in total annual benefits.

Is the Wells Fargo Autograph Journey worth it compared to the Capital One Venture X Business?

Yes, the Wells Fargo Autograph Journey offers better value with -$45 net annual value compared to -$65 for the Capital One Venture X Business. It also has a lower annual fee.

Capital One vs Wells Fargo: which issuer is better?

For these specific cards, Wells Fargo's Wells Fargo Autograph Journey offers better value with -$45 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Capital One Venture X Business is better for travel with $300 in annual travel benefits compared to $50 for the Wells Fargo Autograph Journey.

Should I get the Wells Fargo Autograph Journey?

If you're deciding between the Capital One Venture X Business and Wells Fargo Autograph Journey, the Wells Fargo Autograph Journey is the better choice with -$45 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE CAPITAL ONE VENTURE X BUSINESS COMPARISONS

MORE WELLS FARGO AUTOGRAPH JOURNEY COMPARISONS