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COMPARE/IHG ONE REWARDS BUSINESS CREDIT CARD VS WELLS FARGO AUTOGRAPH JOURNEY
FIRST CARD
SECOND CARD

IHG One Rewards Business Credit Card or Wells Fargo Autograph Journey?

Wells Fargo Autograph Journey returns $45 over its fee and IHG One Rewards Business Credit Card returns $70, so the fee difference comes down to which categories you use.

IHG One Rewards Business Credit Card
IHG One Rewards Business Credit CardChase · $200 fee · 2 credits
Wells Fargo Autograph Journey
Wells Fargo Autograph JourneyWells Fargo · $95 fee · 1 credits
NET VALUE-$70$130 credits
NET VALUE-$45$50 credits
IHG One Rewards Business Credit Card
CHASEIHG One Rewards Business Credit Card
FEE$200
CREDITS$130
NET-$70
Category wins1 of 1
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 40k Free Night
BEST NET VALUE
Wells Fargo Autograph Journey
WELLS FARGOWells Fargo Autograph Journey
FEE$95
CREDITS$50
NET-$45
Category wins0 of 1
TAKE THE IHG ONE REWARDS BUSINESS CREDIT CARD IF

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Frequently asked questions

Which is better, IHG One Rewards Business Credit Card or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey is better with -$45 net annual value compared to the IHG One Rewards Business Credit Card at -$70. The Wells Fargo Autograph Journey wins by $25/year.

What's the difference between IHG One Rewards Business Credit Card and Wells Fargo Autograph Journey?

The key differences: IHG One Rewards Business Credit Card has a $200 annual fee and $130 in annual benefits, while Wells Fargo Autograph Journey has a $95 annual fee and $50 in annual benefits. The annual fee difference is $105.

Which has a lower annual fee, IHG One Rewards Business Credit Card or Wells Fargo Autograph Journey?

The Wells Fargo Autograph Journey has a lower annual fee at $95 compared to the IHG One Rewards Business Credit Card at $200. However, the IHG One Rewards Business Credit Card offers $130 in total annual benefits.

Is the Wells Fargo Autograph Journey worth it compared to the IHG One Rewards Business Credit Card?

Yes, the Wells Fargo Autograph Journey offers better value with -$45 net annual value compared to -$70 for the IHG One Rewards Business Credit Card. It also has a lower annual fee.

Chase vs Wells Fargo: which issuer is better?

For these specific cards, Wells Fargo's Wells Fargo Autograph Journey offers better value with -$45 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Should I get the Wells Fargo Autograph Journey?

If you're deciding between the IHG One Rewards Business Credit Card and Wells Fargo Autograph Journey, the Wells Fargo Autograph Journey is the better choice with -$45 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

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MORE IHG ONE REWARDS BUSINESS CREDIT CARD COMPARISONS

MORE WELLS FARGO AUTOGRAPH JOURNEY COMPARISONS