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COMPARE/DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD VS IHG ONE REWARDS BUSINESS CREDIT CARD
FIRST CARD
SECOND CARD

Delta SkyMiles® Platinum American Express Card or IHG One Rewards Business Credit Card?

Delta SkyMiles® Platinum American Express Card returns $40 over its fee and IHG One Rewards Business Credit Card returns $70, so the fee difference comes down to which categories you use.

Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express CardAmerican Express · $350 fee · 3 credits
IHG One Rewards Business Credit Card
IHG One Rewards Business Credit CardChase · $200 fee · 2 credits
NET VALUE+$40$390 credits
NET VALUE-$70$130 credits
BEST NET VALUE
Delta SkyMiles® Platinum American Express Card
AMERICAN EXPRESSDelta SkyMiles® Platinum American Express Card
FEE$350
CREDITS$390
NET+$40
Category wins3 of 3
ADDITIONAL BENEFITS
AIRLINE COMPANION CERTIFICATES
Delta Main Cabin Companion Certificate
IHG One Rewards Business Credit Card
CHASEIHG One Rewards Business Credit Card
FEE$200
CREDITS$130
NET-$70
Category wins0 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 40k Free Night
TAKE THE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $240 here and nothing on the IHG One Rewards Business Credit Card.

Where to use each card

DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD
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IHG ONE REWARDS BUSINESS CREDIT CARD

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Frequently asked questions

Which is better, Delta SkyMiles® Platinum American Express Card or IHG One Rewards Business Credit Card?

The Delta SkyMiles® Platinum American Express Card is better with $40 net annual value compared to the IHG One Rewards Business Credit Card at -$70. The Delta SkyMiles® Platinum American Express Card wins by $110/year.

What's the difference between Delta SkyMiles® Platinum American Express Card and IHG One Rewards Business Credit Card?

The key differences: Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $390 in annual benefits, while IHG One Rewards Business Credit Card has a $200 annual fee and $130 in annual benefits. The annual fee difference is $150.

Which has a lower annual fee, Delta SkyMiles® Platinum American Express Card or IHG One Rewards Business Credit Card?

The IHG One Rewards Business Credit Card has a lower annual fee at $200 compared to the Delta SkyMiles® Platinum American Express Card at $350. However, the Delta SkyMiles® Platinum American Express Card offers $390 in total annual benefits.

Is the Delta SkyMiles® Platinum American Express Card worth it compared to the IHG One Rewards Business Credit Card?

Yes, the Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value compared to -$70 for the IHG One Rewards Business Credit Card. Even though it has a higher annual fee ($350 vs $200), the Delta SkyMiles® Platinum American Express Card provides more total benefits.

Amex vs Chase: which issuer is better?

For these specific cards, Amex's Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for food_and_dining?

The Delta SkyMiles® Platinum American Express Card is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the IHG One Rewards Business Credit Card.

Should I get the Delta SkyMiles® Platinum American Express Card?

If you're deciding between the Delta SkyMiles® Platinum American Express Card and IHG One Rewards Business Credit Card, the Delta SkyMiles® Platinum American Express Card is the better choice with $40 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,111
VS
Chase Sapphire Reserve+$2,276
See the breakdown →
American Express Platinum+$2,111
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,276
See the breakdown →
American Express Business Platinum+$1,274
VS
Chase Sapphire Reserve for Business+$1,275
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,111
See the breakdown →

MORE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD COMPARISONS

MORE IHG ONE REWARDS BUSINESS CREDIT CARD COMPARISONS