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COMPARE/DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD VS IHG ONE REWARDS PREMIER SELECT CREDIT CARD
FIRST CARD
SECOND CARD

Delta SkyMiles® Platinum American Express Card or IHG One Rewards Premier Select Credit Card?

Delta SkyMiles® Platinum American Express Card returns $40 over its fee and IHG One Rewards Premier Select Credit Card returns $30, so the fee difference comes down to which categories you use.

Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express CardAmerican Express · $350 fee · 3 credits
IHG One Rewards Premier Select Credit Card
IHG One Rewards Premier Select Credit CardChase · $350 fee · 3 credits
NET VALUE+$40$390 credits
NET VALUE+$30$380 credits
BEST NET VALUE
Delta SkyMiles® Platinum American Express Card
AMERICAN EXPRESSDelta SkyMiles® Platinum American Express Card
FEE$350
CREDITS$390
NET+$40
Category wins2 of 3
ADDITIONAL BENEFITS
AIRLINE COMPANION CERTIFICATES
Delta Main Cabin Companion Certificate
IHG One Rewards Premier Select Credit Card
CHASEIHG One Rewards Premier Select Credit Card
FEE$350
CREDITS$380
NET+$30
Category wins1 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 60k Free Night
TAKE THE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $240 here and nothing on the IHG One Rewards Premier Select Credit Card.

TAKE THE IHG ONE REWARDS PREMIER SELECT CREDIT CARD IF

You use travel.

Where to use each card

DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD
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IHG ONE REWARDS PREMIER SELECT CREDIT CARD

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Frequently asked questions

Which is better, Delta SkyMiles® Platinum American Express Card or IHG One Rewards Premier Select Credit Card?

The Delta SkyMiles® Platinum American Express Card is better with $40 net annual value compared to the IHG One Rewards Premier Select Credit Card at $30. The Delta SkyMiles® Platinum American Express Card wins by $10/year.

What's the difference between Delta SkyMiles® Platinum American Express Card and IHG One Rewards Premier Select Credit Card?

The key differences: IHG One Rewards Premier Select Credit Card has a $350 annual fee and $390 in annual benefits, while Delta SkyMiles® Platinum American Express Card has a $350 annual fee and $380 in annual benefits.

Is the Delta SkyMiles® Platinum American Express Card worth it compared to the IHG One Rewards Premier Select Credit Card?

Yes, the Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value compared to $30 for the IHG One Rewards Premier Select Credit Card. It also has a similar annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Amex's Delta SkyMiles® Platinum American Express Card offers better value with $40 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The IHG One Rewards Premier Select Credit Card is better for travel with $350 in annual travel benefits compared to $150 for the Delta SkyMiles® Platinum American Express Card.

Should I get the Delta SkyMiles® Platinum American Express Card?

If you're deciding between the Delta SkyMiles® Platinum American Express Card and IHG One Rewards Premier Select Credit Card, the Delta SkyMiles® Platinum American Express Card is the better choice with $40 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,111
VS
Chase Sapphire Reserve+$2,276
See the breakdown →
American Express Platinum+$2,111
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,276
See the breakdown →
American Express Business Platinum+$1,274
VS
Chase Sapphire Reserve for Business+$1,275
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,111
See the breakdown →

MORE DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD COMPARISONS

MORE IHG ONE REWARDS PREMIER SELECT CREDIT CARD COMPARISONS