COMPARE/DELTA SKYMILES PLATINUM BUSINESS VS IHG ONE REWARDS PREMIER SELECT CREDIT CARD

FIRST CARD

SECOND CARD

Delta SkyMiles Platinum Business or IHG One Rewards Premier Select Credit Card?

Delta SkyMiles Platinum Business returns $90 over its fee and IHG One Rewards Premier Select Credit Card returns $30, so the fee difference comes down to which categories you use.

Delta SkyMiles Platinum BusinessAmerican Express · $350 fee · 3 credits

IHG One Rewards Premier Select Credit CardChase · $350 fee · 3 credits

NET VALUE+$90$440 credits

NET VALUE+$30$380 credits

CATEGORY	DELTA SKYMILES PLATINUM BUSINESS	IHG ONE REWARDS PREMIER SELECT CREDIT CARD
🌎Travel	$200	$350
🍽️Food & Dining	$120	—
🚗Transportation	$120	—
Airline Companion Certificates	Delta Main Cabin Companion Certificate	—
Hotel Free Night Certificates	—	IHG 60k Free Night
Total credits	$440	$380
Annual fee	$350	$350
Net value	+$90	+$30

BEST NET VALUE

AMERICAN EXPRESSDelta SkyMiles Platinum Business

FEE$350

CREDITS$440

NET+$90

Category wins2 of 3

ADDITIONAL BENEFITS

AIRLINE COMPANION CERTIFICATES

Delta Main Cabin Companion Certificate

CHASEIHG One Rewards Premier Select Credit Card

FEE$350

CREDITS$380

NET+$30

Category wins1 of 3

ADDITIONAL BENEFITS

HOTEL FREE NIGHT CERTIFICATES

IHG 60k Free Night

TAKE THE DELTA SKYMILES PLATINUM BUSINESS IF

You use food & dining, transportation. Food & Dining and Transportation alone are worth $240 here and nothing on the IHG One Rewards Premier Select Credit Card.

TAKE THE IHG ONE REWARDS PREMIER SELECT CREDIT CARD IF

You use travel.

Where to use each card

DELTA SKYMILES PLATINUM BUSINESS

🍽️

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IHG ONE REWARDS PREMIER SELECT CREDIT CARD

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Frequently asked questions

Which is better, Delta SkyMiles Platinum Business or IHG One Rewards Premier Select Credit Card?

The Delta SkyMiles Platinum Business is better with $90 net annual value compared to the IHG One Rewards Premier Select Credit Card at $30. The Delta SkyMiles Platinum Business wins by $60/year.

What's the difference between Delta SkyMiles Platinum Business and IHG One Rewards Premier Select Credit Card?

The key differences: IHG One Rewards Premier Select Credit Card has a $350 annual fee and $440 in annual benefits, while Delta SkyMiles Platinum Business has a $350 annual fee and $380 in annual benefits.

Is the Delta SkyMiles Platinum Business worth it compared to the IHG One Rewards Premier Select Credit Card?

Yes, the Delta SkyMiles Platinum Business offers better value with $90 net annual value compared to $30 for the IHG One Rewards Premier Select Credit Card. It also has a similar annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Amex's Delta SkyMiles Platinum Business offers better value with $90 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The IHG One Rewards Premier Select Credit Card is better for travel with $350 in annual travel benefits compared to $200 for the Delta SkyMiles Platinum Business.

Should I get the Delta SkyMiles Platinum Business?

If you're deciding between the Delta SkyMiles Platinum Business and IHG One Rewards Premier Select Credit Card, the Delta SkyMiles Platinum Business is the better choice with $90 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.