Delta SkyMiles® Gold American Express Card vs Delta SkyMiles Platinum Business Comparison

The Delta SkyMiles Platinum Business is better with $90 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The Delta SkyMiles Platinum Business wins by $140/year.

The key differences: Delta SkyMiles Platinum Business has a $350 annual fee and $440 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits. The annual fee difference is $200.

The Delta SkyMiles® Gold American Express Card has a lower annual fee at $150 compared to the Delta SkyMiles Platinum Business at $350. However, the Delta SkyMiles Platinum Business offers $440 in total annual benefits.

Yes, the Delta SkyMiles Platinum Business offers better value with $90 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. Even though it has a higher annual fee ($350 vs $150), the Delta SkyMiles Platinum Business provides more total benefits.

The Delta SkyMiles Platinum Business is better for food_and_dining with $120 in annual food_and_dining benefits compared to $0 for the Delta SkyMiles® Gold American Express Card.

If you're deciding between the Delta SkyMiles® Gold American Express Card and Delta SkyMiles Platinum Business, the Delta SkyMiles Platinum Business is the better choice with $90 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.