Delta SkyMiles® Gold American Express Card or Chase Sapphire Preferred?
Chase Sapphire Preferred returns $395 over its fee and Delta SkyMiles® Gold American Express Card returns $50, so the fee difference comes down to which categories you use.
| CATEGORY | DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD | SAPPHIRE PREFERRED |
|---|---|---|
| 🍽️Food & Dining | — | $240 |
| 🌎Travel | $100 | $100 |
| 🎭Entertainment & Media | — | $120 |
| Total credits | $100 | $490 |
| Annual fee | $150 | $95 |
| Net value | -$50 | +$395 |
You use food & dining, entertainment & media. Food & Dining and Entertainment & Media alone are worth $360 here and nothing on the Delta SkyMiles® Gold American Express Card.
Frequently asked questions
Which is better, Delta SkyMiles® Gold American Express Card or Chase Sapphire Preferred?
The Chase Sapphire Preferred is better with $395 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The Chase Sapphire Preferred wins by $445/year.
What's the difference between Delta SkyMiles® Gold American Express Card and Chase Sapphire Preferred?
The key differences: Delta SkyMiles® Gold American Express Card has a $150 annual fee and $490 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $100 in annual benefits. The annual fee difference is $55.
Which has a lower annual fee, Delta SkyMiles® Gold American Express Card or Chase Sapphire Preferred?
The Chase Sapphire Preferred has a lower annual fee at $95 compared to the Delta SkyMiles® Gold American Express Card at $150. However, the Delta SkyMiles® Gold American Express Card offers $100 in total annual benefits.
Is the Chase Sapphire Preferred worth it compared to the Delta SkyMiles® Gold American Express Card?
Yes, the Chase Sapphire Preferred offers better value with $395 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. It also has a lower annual fee.
Amex vs Chase: which issuer is better?
For these specific cards, Chase's Chase Sapphire Preferred offers better value with $395 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for food_and_dining?
The Chase Sapphire Preferred is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Delta SkyMiles® Gold American Express Card.
Should I get the Chase Sapphire Preferred?
If you're deciding between the Delta SkyMiles® Gold American Express Card and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $395 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.