Delta SkyMiles® Gold American Express Card vs Chase Sapphire Preferred Comparison

The Chase Sapphire Preferred is better with $195 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The Chase Sapphire Preferred wins by $245/year.

The key differences: Delta SkyMiles® Gold American Express Card has a $150 annual fee and $290 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $100 in annual benefits. The annual fee difference is $55.

The Chase Sapphire Preferred has a lower annual fee at $95 compared to the Delta SkyMiles® Gold American Express Card at $150. However, the Delta SkyMiles® Gold American Express Card offers $100 in total annual benefits.

Yes, the Chase Sapphire Preferred offers better value with $195 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. It also has a lower annual fee.

For these specific cards, Chase's Chase Sapphire Preferred offers better value with $195 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

The Chase Sapphire Preferred is better for food_and_dining with $240 in annual food_and_dining benefits compared to $0 for the Delta SkyMiles® Gold American Express Card.

If you're deciding between the Delta SkyMiles® Gold American Express Card and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $195 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.