American Express Delta SkyMiles Reserve vs Chase Sapphire Preferred Comparison

The Chase Sapphire Preferred is better with $195 net annual value compared to the American Express Delta SkyMiles Reserve at -$90. The Chase Sapphire Preferred wins by $285/year.

The key differences: American Express Delta SkyMiles Reserve has a $650 annual fee and $560 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $290 in annual benefits. The annual fee difference is $555.

The Chase Sapphire Preferred has a lower annual fee at $95 compared to the American Express Delta SkyMiles Reserve at $650. However, the American Express Delta SkyMiles Reserve offers $560 in total annual benefits.

Yes, the Chase Sapphire Preferred offers better value with $195 net annual value compared to -$90 for the American Express Delta SkyMiles Reserve. It also has a lower annual fee.

For these specific cards, Chase's Chase Sapphire Preferred offers better value with $195 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

The American Express Delta SkyMiles Reserve is better for travel with $200 in annual travel benefits compared to $50 for the Chase Sapphire Preferred.

If you're deciding between the American Express Delta SkyMiles Reserve and Chase Sapphire Preferred, the Chase Sapphire Preferred is the better choice with $195 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.