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Credit Card Coups
COMPARE/SAPPHIRE PREFERRED VS CITI AADVANTAGE EXECUTIVE
FIRST CARD
SECOND CARD

Chase Sapphire Preferred or Citi AAdvantage Executive?

Chase Sapphire Preferred returns $455 over its fee and Citi AAdvantage Executive returns $55, so the fee difference comes down to which categories you use.

Chase Sapphire Preferred
Chase Sapphire PreferredChase · $95 fee · 5 credits
Citi AAdvantage Executive
Citi AAdvantage ExecutiveCiti · $695 fee · 4 credits
NET VALUE+$455$550 credits
NET VALUE+$55$750 credits
BEST NET VALUE
Chase Sapphire Preferred
CHASEChase Sapphire Preferred
FEE$95
CREDITS$550
NET+$455
Category wins2 of 3
Citi AAdvantage Executive
CITICiti AAdvantage Executive
FEE$695
CREDITS$750
NET+$55
Category wins1 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
Admirals Club Membership
TAKE THE SAPPHIRE PREFERRED IF

You use food & dining, entertainment & media. Food & Dining and Entertainment & Media alone are worth $420 here and nothing on the Citi AAdvantage Executive.

TAKE THE CITI AADVANTAGE EXECUTIVE IF

You use travel.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, Chase Sapphire Preferred or Citi AAdvantage Executive?

The Chase Sapphire Preferred is better with $455 net annual value compared to the Citi AAdvantage Executive at $55. The Chase Sapphire Preferred wins by $400/year.

What's the difference between Chase Sapphire Preferred and Citi AAdvantage Executive?

The key differences: Citi AAdvantage Executive has a $695 annual fee and $750 in annual benefits, while Chase Sapphire Preferred has a $95 annual fee and $550 in annual benefits. The annual fee difference is $600.

Which has a lower annual fee, Chase Sapphire Preferred or Citi AAdvantage Executive?

The Chase Sapphire Preferred has a lower annual fee at $95 compared to the Citi AAdvantage Executive at $695. However, the Citi AAdvantage Executive offers $750 in total annual benefits.

Is the Chase Sapphire Preferred worth it compared to the Citi AAdvantage Executive?

Yes, the Chase Sapphire Preferred offers better value with $455 net annual value compared to $55 for the Citi AAdvantage Executive. It also has a lower annual fee.

Chase vs Citi: which issuer is better?

For these specific cards, Chase's Chase Sapphire Preferred offers better value with $455 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The Citi AAdvantage Executive is better for travel with $600 in annual travel benefits compared to $100 for the Chase Sapphire Preferred.

Should I get the Chase Sapphire Preferred?

If you're deciding between the Chase Sapphire Preferred and Citi AAdvantage Executive, the Chase Sapphire Preferred is the better choice with $455 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
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American Express Platinum+$2,109
VS
Capital One Venture X-$65
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Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
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American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE SAPPHIRE PREFERRED COMPARISONS

MORE CITI AADVANTAGE EXECUTIVE COMPARISONS