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COMPARE/DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD VS UNITED BUSINESS CARD
FIRST CARD
SECOND CARD

Delta SkyMiles® Gold American Express Card or United Business Card?

United Business Card returns $291 over its fee and Delta SkyMiles® Gold American Express Card returns $50, so the fee difference comes down to which categories you use.

Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold American Express CardAmerican Express · $150 fee · 1 credits
United Business Card
United Business CardChase · $150 fee · 5 credits
NET VALUE-$50$100 credits
NET VALUE+$291$441 credits
Delta SkyMiles® Gold American Express Card
AMERICAN EXPRESSDelta SkyMiles® Gold American Express Card
FEE$150
CREDITS$100
NET-$50
Category wins0 of 3
BEST NET VALUE
United Business Card
CHASEUnited Business Card
FEE$150
CREDITS$441
NET+$291
Category wins3 of 3
TAKE THE UNITED BUSINESS CARD IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $216 here and nothing on the Delta SkyMiles® Gold American Express Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, Delta SkyMiles® Gold American Express Card or United Business Card?

The United Business Card is better with $291 net annual value compared to the Delta SkyMiles® Gold American Express Card at -$50. The United Business Card wins by $341/year.

What's the difference between Delta SkyMiles® Gold American Express Card and United Business Card?

The key differences: United Business Card has a $150 annual fee and $441 in annual benefits, while Delta SkyMiles® Gold American Express Card has a $150 annual fee and $100 in annual benefits.

Is the United Business Card worth it compared to the Delta SkyMiles® Gold American Express Card?

Yes, the United Business Card offers better value with $291 net annual value compared to -$50 for the Delta SkyMiles® Gold American Express Card. It also has a similar annual fee.

Amex vs Chase: which issuer is better?

For these specific cards, Chase's United Business Card offers better value with $291 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for travel?

The United Business Card is better for travel with $225 in annual travel benefits compared to $100 for the Delta SkyMiles® Gold American Express Card.

Should I get the United Business Card?

If you're deciding between the Delta SkyMiles® Gold American Express Card and United Business Card, the United Business Card is the better choice with $291 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

NET VALUE SHOWN FOR EACH
American Express Platinum+$2,109
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Platinum+$2,109
VS
Capital One Venture X-$65
See the breakdown →
Capital One Venture X-$65
VS
Chase Sapphire Reserve+$2,348
See the breakdown →
American Express Business Platinum+$1,284
VS
Chase Sapphire Reserve for Business+$1,155
See the breakdown →
American Express Delta SkyMiles Reserve-$60
VS
Chase United Quest+$456
See the breakdown →
American Express Gold+$99
VS
American Express Platinum+$2,109
See the breakdown →

MORE DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD COMPARISONS

MORE UNITED BUSINESS CARD COMPARISONS