Delta SkyMiles Platinum Business or Chase United Explorer?
Chase United Explorer returns $230 over its fee and Delta SkyMiles Platinum Business returns $90, so the fee difference comes down to which categories you use.


| CATEGORY | DELTA SKYMILES PLATINUM BUSINESS | UNITED EXPLORER |
|---|---|---|
| 🌎Travel | $200 | $200 |
| 🍽️Food & Dining | $120 | $120 |
| 🚗Transportation | $120 | $60 |
| Airline Companion Certificates | — | |
| Total credits | $440 | $380 |
| Annual fee | $350 | $150 |
| Net value | +$90 | +$230 |

You use transportation.
Where to use each card
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Frequently asked questions
Which is better, Delta SkyMiles Platinum Business or Chase United Explorer?
The Chase United Explorer is better with $230 net annual value compared to the Delta SkyMiles Platinum Business at $90. The Chase United Explorer wins by $140/year.
What's the difference between Delta SkyMiles Platinum Business and Chase United Explorer?
The key differences: Delta SkyMiles Platinum Business has a $350 annual fee and $440 in annual benefits, while Chase United Explorer has a $150 annual fee and $380 in annual benefits. The annual fee difference is $200.
Which has a lower annual fee, Delta SkyMiles Platinum Business or Chase United Explorer?
The Chase United Explorer has a lower annual fee at $150 compared to the Delta SkyMiles Platinum Business at $350. However, the Delta SkyMiles Platinum Business offers $440 in total annual benefits.
Is the Chase United Explorer worth it compared to the Delta SkyMiles Platinum Business?
Yes, the Chase United Explorer offers better value with $230 net annual value compared to $90 for the Delta SkyMiles Platinum Business. It also has a lower annual fee.
Amex vs Chase: which issuer is better?
For these specific cards, Chase's Chase United Explorer offers better value with $230 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for transportation?
The Delta SkyMiles Platinum Business is better for transportation with $120 in annual transportation benefits compared to $60 for the Chase United Explorer.
Should I get the Chase United Explorer?
If you're deciding between the Delta SkyMiles Platinum Business and Chase United Explorer, the Chase United Explorer is the better choice with $230 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE DELTA SKYMILES PLATINUM BUSINESS COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE UNITED EXPLORER COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey