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COMPARE/IHG ONE REWARDS BUSINESS CREDIT CARD VS UNITED CLUB BUSINESS CARD
FIRST CARD
SECOND CARD

IHG One Rewards Business Credit Card or United Club Business Card?

United Club Business Card returns $169 over its fee and IHG One Rewards Business Credit Card returns $70, so the fee difference comes down to which categories you use.

IHG One Rewards Business Credit Card
IHG One Rewards Business Credit CardChase · $200 fee · 2 credits
United Club Business Card
United Club Business CardChase · $695 fee · 6 credits
NET VALUE-$70$130 credits
NET VALUE+$169$864 credits
IHG One Rewards Business Credit Card
CHASEIHG One Rewards Business Credit Card
FEE$200
CREDITS$130
NET-$70
Category wins0 of 3
ADDITIONAL BENEFITS
HOTEL FREE NIGHT CERTIFICATES
IHG 40k Free Night
BEST NET VALUE
United Club Business Card
CHASEUnited Club Business Card
FEE$695
CREDITS$864
NET+$169
Category wins3 of 3
ADDITIONAL BENEFITS
LOUNGE ACCESS
United Club Membership
TAKE THE UNITED CLUB BUSINESS CARD IF

You use travel, food & dining, transportation. Food & Dining and Transportation alone are worth $384 here and nothing on the IHG One Rewards Business Credit Card.

Track what you useAdd your card and mark the credits you collect. The calculator does the rest.
Start tracking free

Frequently asked questions

Which is better, IHG One Rewards Business Credit Card or United Club Business Card?

The United Club Business Card is better with $169 net annual value compared to the IHG One Rewards Business Credit Card at -$70. The United Club Business Card wins by $239/year.

What's the difference between IHG One Rewards Business Credit Card and United Club Business Card?

The key differences: United Club Business Card has a $695 annual fee and $864 in annual benefits, while IHG One Rewards Business Credit Card has a $200 annual fee and $130 in annual benefits. The annual fee difference is $495.

Which has a lower annual fee, IHG One Rewards Business Credit Card or United Club Business Card?

The IHG One Rewards Business Credit Card has a lower annual fee at $200 compared to the United Club Business Card at $695. However, the United Club Business Card offers $864 in total annual benefits.

Is the United Club Business Card worth it compared to the IHG One Rewards Business Credit Card?

Yes, the United Club Business Card offers better value with $169 net annual value compared to -$70 for the IHG One Rewards Business Credit Card. Even though it has a higher annual fee ($695 vs $200), the United Club Business Card provides more total benefits.

Which card is better for travel?

The United Club Business Card is better for travel with $450 in annual travel benefits compared to $100 for the IHG One Rewards Business Credit Card.

Should I get the United Club Business Card?

If you're deciding between the IHG One Rewards Business Credit Card and United Club Business Card, the United Club Business Card is the better choice with $169 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

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MORE IHG ONE REWARDS BUSINESS CREDIT CARD COMPARISONS

MORE UNITED CLUB BUSINESS CARD COMPARISONS