Question 1

Which is better, American Express Business Platinum or IHG One Rewards Business Credit Card?

Accepted Answer

The American Express Business Platinum is better with $1,274 net annual value compared to the IHG One Rewards Business Credit Card at -$70. The American Express Business Platinum wins by $1,344/year.

Question 2

What's the difference between American Express Business Platinum and IHG One Rewards Business Credit Card?

Accepted Answer

The key differences: American Express Business Platinum has a $895 annual fee and $2,169 in annual benefits, while IHG One Rewards Business Credit Card has a $200 annual fee and $130 in annual benefits. The annual fee difference is $695.

Question 3

Which has a lower annual fee, American Express Business Platinum or IHG One Rewards Business Credit Card?

Accepted Answer

The IHG One Rewards Business Credit Card has a lower annual fee at $200 compared to the American Express Business Platinum at $895. However, the American Express Business Platinum offers $2,169 in total annual benefits.

Question 4

Is the American Express Business Platinum worth it compared to the IHG One Rewards Business Credit Card?

Accepted Answer

Yes, the American Express Business Platinum offers better value with $1,274 net annual value compared to -$70 for the IHG One Rewards Business Credit Card. Even though it has a higher annual fee ($895 vs $200), the American Express Business Platinum provides more total benefits.

Question 5

Amex vs Chase: which issuer is better?

Accepted Answer

For these specific cards, Amex's American Express Business Platinum offers better value with $1,274 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Question 6

Which card is better for travel?

Accepted Answer

The American Express Business Platinum is better for travel with $1,209 in annual travel benefits compared to $100 for the IHG One Rewards Business Credit Card.

Question 7

Should I get the American Express Business Platinum?

Accepted Answer

If you're deciding between the American Express Business Platinum and IHG One Rewards Business Credit Card, the American Express Business Platinum is the better choice with $1,274 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

CATEGORY	BUSINESS PLATINUM	IHG ONE REWARDS BUSINESS CREDIT CARD
🌎Travel	$1,209	$100
💼Business	$660	—
✨Lifestyle	$270	—
Hotel Free Night Certificates	—	IHG 40k Free Night
Lounge Access	Centurion Lounge Access Delta Sky Club Access (Platinum tier) Priority Pass Select (No Restaurants)	—
Total credits	$2,169	$130
Annual fee	$895	$200
Net value	+$1,274	-$70

American Express Business Platinum or IHG One Rewards Business Credit Card?

Where to use each card

Frequently asked questions