American Express
Business
American Express Business Platinum

American Express Business Platinum

Annual Fee: $895
Annual Value: $1,959
Net Value: $1,064

Premium business travel and lifestyle benefits with extensive credits and perks designed for business owners.

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Benefits

Enrollment required. Up to $200 in statement credits per calendar year for incidental airline fees charged by your selected qualifying airline. Eligible fees include baggage fees, flight-change fees, in-flight food and beverage purchases, and airport lounge day passes.

Where to Use

Southwest Airlines
Airlines
Recommended
American Airlines
Airlines
Recommended
Delta Airlines
Airlines
Recommended
Hawaiian Airlines
Airlines
Recommended
JetBlue Airways
Airlines
Recommended
Spirit Airlines
Airlines
Recommended
United Airlines
Airlines
Recommended
Alaska Airlines
Airlines
Recommended
$300 / Half Year$600 / Year
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Up to $300 in statement credits semi-annually (January to June, and July to December) for prepaid Fine Hotels + Resorts® and The Hotel Collection bookings made through American Express Travel.

American Express Travel
Travel
Recommended

Up to $209 in statement credits per calendar year when the Platinum Card® or Additional Cards on the Account are used to pay for an annual CLEAR® Plus Membership.

Clear Plus
Travel
Recommended
$50 / Quarter$200 / Year
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Up to $50 in statement credits each quarter for eligible purchases at participating Hilton properties worldwide.

Hilton
Hotels
Recommended

Up to $150 in statement credits each calendar year for eligible Dell Technologies purchases including computers, monitors, and accessories.

Dell Technologies
Shopping
Recommended
$90 / Quarter$360 / Year
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Up to $90 in statement credits each quarter for eligible Indeed job posting and recruitment services.

Indeed
Business Services
Recommended
$10 / Month$120 / Year
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Up to $10 in statement credits each month for eligible wireless service charges from major carriers.

Where to Use

Verizon
Wireless
Recommended
AT&T
Wireless
Recommended
T-Mobile
Wireless
Recommended
Sprint
Wireless
Recommended

Up to $120 statement credit toward Global Entry ($120) or TSA PreCheck ($85) application fees once every 4 years. Triggered automatically when you pay the application fee with your card.

Unlimited access to American Express Centurion Lounges at ~40 airports globally. Cardholder + up to 2 guests at most locations, or immediate family at no charge.

Complimentary Priority Pass Select membership covering 1,300+ lounges worldwide. Enrollment required. Restaurant credits are NOT included on Amex Priority Pass (removed in 2019).

⚠️ Enrollment Required

Access to Delta Sky Club only when flying Delta on a same-day ticket. No free guests on Platinum cards. Visit cap may apply per program rules.

Frequently Asked Questions

What is the American Express Business Platinum annual fee?

The American Express Business Platinum has an annual fee of $895. This is a business credit card.

Is the American Express Business Platinum worth it?

The American Express Business Platinum offers $1,959 in annual benefits with a $895 annual fee, for a net value of $1,064. It can be worth it if you use the key benefits like Hotel Credit, Indeed Credit, Clear Plus Credit.

What benefits does the American Express Business Platinum include?

The American Express Business Platinum includes 11 benefits, including Hotel Credit ($600/year), Indeed Credit ($360/year), Clear Plus Credit ($209/year), Airline Fee Credit ($200/year), Hilton Statement Credit ($200/year).

How does the Amex Business Platinum compare to Chase Sapphire Reserve for business?

The Amex Business Platinum offers $1,959 in annual benefits with a $895 annual fee. Compare it directly with the Chase Sapphire Reserve for Business to see which offers better value for your spending patterns.

Can I get the American Express Business Platinum as a personal card?

The American Express Business Platinum is a business credit card. Amex also offers a personal Platinum Card with similar benefits.

What statement credits does the American Express Business Platinum have?

The American Express Business Platinum includes 8 statement credits: Hotel Credit, Indeed Credit, Clear Plus Credit, Airline Fee Credit, and 4 more. Together they provide $1,959 in annual value.