CALCULATOR/AMERICAN EXPRESS BUSINESS PLATINUM

Is the American Express Business Platinum worth it?

9 credits worth $2,169 at face value against a $895 fee. Turn off what you won’t use and the number at the bottom is your answer.

VIEW CARD DETAILS

YOUR CARD

YOUR FEE

$895

Statement and merchant credits9 OF 9 ON

SET ALL TO

Then change any row.

Airline Fee Credit$200 / Calendar Year face

/yr

Hotel Credit$300 / Every 6 Months face

/yr

Clear Plus Credit$209 / Calendar Year face

/yr

Hilton Statement Credit$50 / Quarterly face

/yr

ChatGPT Business Credit$25 / Monthly face

/yr

Dell Credit$150 / Calendar Year face

/yr

Indeed Credit$90 / Quarterly face

/yr

Wireless Credit$10 / Monthly face

/yr

Global Entry / TSA PreCheck Credit$120 / Every 4 Years face

/yr

Credits subtotal$1,952/yr

Additional benefitsWhat are these worth to you? We will not guess, because a lounge is worth a lot to someone who flies weekly and nothing to someone who does not.

LOUNGE ACCESS

Priority Pass Select (No Restaurants)

/yr

Centurion Lounge Access

/yr

Delta Sky Club Access (Platinum tier)

/yr

YOUR VERDICT

Credits at your values$1,952

Annual fee−$895

You come out ahead by$1,057

218% RETURN ON THE FEE

HOW YOU GOT HEREEverything set to 90% of face, 3 perks still unpriced, so this is a floor.

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