Is the American Express Business Platinum worth it?
9 credits worth $2,179 at face value against a $895 fee. Turn off what you won’t use and the number at the bottom is your answer.
YOUR CARD
YOUR FEE
$895
Statement and merchant credits9 OF 9 ON
SET ALL TOThen change any row.
Airline Fee Credit$200 / Calendar Year face
$/yr
Lodging Credit$300 / Every 6 Months face
$/yr
Clear Plus Credit$219 / Calendar Year face
$/yr
Hilton Statement Credit$50 / Quarterly face
$/yr
ChatGPT Business Credit$300 / Calendar Year face
$/yr
Dell Credit$150 / Calendar Year face
$/yr
Indeed Credit$90 / Quarterly face
$/yr
Wireless Credit$10 / Monthly face
$/yr
Global Entry / TSA PreCheck Credit$120 / Every 4 Years face
$/yr
Credits subtotal$1,961/yr
Additional benefitsWhat are these worth to you? We will not guess, because a lounge is worth a lot to someone who flies weekly and nothing to someone who does not.
LOUNGE ACCESS
Priority Pass Select (No Restaurants)
$/yr
Centurion Lounge Access
$/yr
Delta Sky Club Access
$/yr
YOUR VERDICT
Credits at your values$1,961
Annual fee−$895
You come out ahead by$1,066
219% RETURN ON THE FEE
HOW YOU GOT HEREEverything set to 90% of face, 3 perks still unpriced, so this is a floor.