AMEX
ChatGPT Business Credit
$25 per month in statement credits for ChatGPT Business purchased directly from OpenAI. Enrollment required. Two-seat minimum on the subscription.
TYPECreditPosts back to your card bill
RESETSMonthlyUnused credit does not roll over
ENROLLMENTRequiredOne time, in your amex account
GOOD ATBusiness ServicesU.S. locations
ON THE AMERICAN EXPRESS BUSINESS GOLD, RESETS MONTHLYThis month's $25 expires in 18 daysWhatever is unspent by then is gone, because this credit does not roll into the next period.
NEXT RESETOct 1
43% elapsed18 days left
Want to know how much of this period you have left? An account keeps the count and emails you before each reset.Track this credit free →
How to claim it
- 1
Get a qualifying card including American Express Business Gold, American Express Business Platinum.
Enroll through your card issuer's online account or mobile app.
- 2
Enroll through your Amex Business account online or by calling the number on your card. Sign up for ChatGPT Business at chatgpt.com/business with at least two seats. Pay with your enrolled Amex Business card and the credit posts automatically.
- 3
Your $25 credit will appear on your card statement, typically within 1-2 billing cycles after qualifying purchases.
⏰This benefit resets on the 1st of each month. Unused credits don't roll over.
What we'd do
- •OpenAI cut ChatGPT Business to $20/seat on annual billing in April 2026. Two seats billed annually cost $40/month, so the $25/month credit covers more than half your workspace.
- •Look for periodic 50% off promotions from OpenAI partners (FounderPass, Efficient.app, and others have offered them). Stack a 50% off deal with the Amex credit and two seats can be close to free for a full year.
- •The credit only triggers on charges from OpenAI directly. Third-party resellers or app store purchases will not earn the credit.
Cards that carry this credit
2 ACTIVE CARDS
Questions
How much is the amex ChatGPT Business Credit?
The amex ChatGPT Business Credit offers $25 / Monthly. This provides an annual value of $300.
Which credit cards offer the amex ChatGPT Business Credit?
The amex ChatGPT Business Credit is available on 2 cards: American Express Business Gold, American Express Business Platinum.
What business expenses qualify for the amex ChatGPT Business Credit?
The amex ChatGPT Business Credit applies to qualifying business services. This can help offset common business operating costs.
Do I need to enroll in the amex ChatGPT Business Credit?
Yes, the amex ChatGPT Business Credit requires enrollment to activate. You'll need to enroll through your card issuer's website or app to start using this benefit.
When does the amex ChatGPT Business Credit reset?
The amex ChatGPT Business Credit resets on the 1st of each month. Any unused credit does not roll over, so be sure to use the full $25 each month to maximize value.
Is the amex ChatGPT Business Credit worth it?
With an annual value of $300, the amex ChatGPT Business Credit can help offset card annual fees. It's worth it if you regularly use business services services. The American Express Business Gold offers this benefit with a $375 annual fee.
We send one email a month with credits worth using before they reset.
Other business services credits
Know what your card gives you2 cards offer this benefit. See if yours pays for itself.
Open the calculator →Benefit values shown are at face value and do not account for personal spending patterns. Terms, eligibility, and enrollment requirements are set by the card issuer and may change. Confirm details on your issuer’s website before making decisions based on this page.
