ChatGPT Business Credit
Up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business subscriptions. Enrollment required. Subscription renews automatically.
Which cards have it: American Express Business Gold ($375 fee) and American Express Business Platinum ($895 fee).
Recent updates
VIEW ALLAmex launched a $25/month ChatGPT Business statement credit on the Business Platinum Card starting May 12, 2026. Covers ChatGPT Business subscriptions purchased directly from OpenAI. Two-seat minimum required.
Amex launched a $25/month ChatGPT Business statement credit on the Business Gold Card starting May 12, 2026. Covers ChatGPT Business subscriptions purchased directly from OpenAI. Two-seat minimum required.
How to claim it
- 1
Get a qualifying card including American Express Business Gold, American Express Business Platinum.
Enroll in the benefit before you use it.
- 2
Enroll through your Amex Business account online or by calling the number on your card. Sign up for ChatGPT Business at chatgpt.com/business with at least two seats. Pay with your enrolled Amex Business card and the credit posts automatically.
- 3
Your $300 credit will appear on your card statement, typically within 1-2 billing cycles after qualifying purchases.
⏰This benefit resets each January. Unused credits don't roll over.
What we'd do
- •OpenAI cut ChatGPT Business to $20/seat on annual billing in April 2026. Two seats billed annually cost $40/month, so the $25/month credit covers more than half your workspace.
- •Look for periodic 50% off promotions from OpenAI partners (FounderPass, Efficient.app, and others have offered them). Stack a 50% off deal with the Amex credit and two seats can be close to free for a full year.
- •The credit only triggers on charges from OpenAI directly. Third-party resellers or app store purchases will not earn the credit.
Cards that carry this credit
2 ACTIVE CARDS
Questions
How much is the Amex ChatGPT Business Credit worth?
Up to $300 a calendar year.
Which credit cards come with the ChatGPT Business Credit?
The Amex ChatGPT Business Credit comes with 2 cards: American Express Business Gold ($375) and American Express Business Platinum ($895). The cheapest way to get it is the American Express Business Gold at $375 a year.
What can I use the Amex ChatGPT Business Credit on?
Up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business subscriptions. Enrollment required. Subscription renews automatically.
Do I need to enroll in the Amex ChatGPT Business Credit?
Yes. You have to enroll before it works.
When does the Amex ChatGPT Business Credit reset?
It resets on January 1. Unused credit doesn't carry over.
Is the Amex ChatGPT Business Credit worth it?
If you'd spend $300 a year on these purchases anyway, it's worth the full $300. If not, it's worth only what you would have spent.
Is the Amex ChatGPT Business Credit included with the American Express Business Platinum?
Yes, the Amex ChatGPT Business Credit is included with the American Express Business Platinum and 1 other American Express card.
Other business services credits
Benefit values shown are at face value and do not account for personal spending patterns. Terms, eligibility, and enrollment requirements are set by the card issuer and may change. Confirm details on your issuer’s website before making decisions based on this page.