American Express Business Platinum or American Express Delta SkyMiles Reserve Business?
American Express Business Platinum returns $1,284 over its fee and American Express Delta SkyMiles Reserve Business returns $10, so the fee difference comes down to which categories you use.


| CATEGORY | BUSINESS PLATINUM | DELTA SKYMILES RESERVE BUSINESS |
|---|---|---|
| 🌎Travel | $1,219 | $250 |
| 💼Business | $660 | — |
| ✨Lifestyle | $270 | — |
| 🍽️Food & Dining | — | $240 |
| 🚗Transportation | — | $120 |
| Airline Companion Certificates | — | |
| Lounge Access | ||
| Total credits | $2,179 | $640 |
| Annual fee | $895 | $650 |
| Net value | +$1,284 | -$10 |


You use travel, business, lifestyle. Business and Lifestyle alone are worth $930 here and nothing on the Amex Delta SkyMiles Reserve Business.
You use food & dining, transportation. Food & Dining and Transportation alone are worth $360 here and nothing on the Amex Business Platinum.
Where to use each card
Frequently asked questions
Which is better, American Express Business Platinum or American Express Delta SkyMiles Reserve Business?
The American Express Business Platinum is better with $1,284 net annual value compared to the American Express Delta SkyMiles Reserve Business at -$10. The American Express Business Platinum wins by $1,294/year.
What's the difference between American Express Business Platinum and American Express Delta SkyMiles Reserve Business?
The key differences: American Express Business Platinum has a $895 annual fee and $2,179 in annual benefits, while American Express Delta SkyMiles Reserve Business has a $650 annual fee and $640 in annual benefits. The annual fee difference is $245.
Which has a lower annual fee, American Express Business Platinum or American Express Delta SkyMiles Reserve Business?
The American Express Delta SkyMiles Reserve Business has a lower annual fee at $650 compared to the American Express Business Platinum at $895. However, the American Express Business Platinum offers $2,179 in total annual benefits.
Is the American Express Business Platinum worth it compared to the American Express Delta SkyMiles Reserve Business?
Yes, the American Express Business Platinum offers better value with $1,284 net annual value compared to -$10 for the American Express Delta SkyMiles Reserve Business. Even though it has a higher annual fee ($895 vs $650), the American Express Business Platinum provides more total benefits.
Which card is better for travel?
The American Express Business Platinum is better for travel with $1,219 in annual travel benefits compared to $250 for the American Express Delta SkyMiles Reserve Business.
Should I get the American Express Business Platinum?
If you're deciding between the American Express Business Platinum and American Express Delta SkyMiles Reserve Business, the American Express Business Platinum is the better choice with $1,284 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE AMEX BUSINESS PLATINUM COMPARISONS
- vs. Amex Business Gold
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey
MORE AMEX DELTA SKYMILES RESERVE BUSINESS COMPARISONS
- vs. Amex Business Gold
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Gold Business
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. U.S. Bank Altitude Reserve
- vs. Wells Fargo Autograph Journey