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COMPARE/AMEX BUSINESS GOLD VS AMEX BUSINESS PLATINUM
FIRST CARD
SECOND CARD

American Express Business Gold or American Express Business Platinum?

American Express Business Platinum returns $1,284 over its fee and American Express Business Gold returns $470, so the fee difference comes down to which categories you use.

American Express Business Gold
American Express Business GoldAmerican Express · $375 fee · 4 credits
American Express Business Platinum
American Express Business PlatinumAmerican Express · $895 fee · 9 credits
NET VALUE+$470$845 credits
NET VALUE+$1,284$2,179 credits
American Express Business Gold
AMERICAN EXPRESSAmerican Express Business Gold
FEE$375
CREDITS$845
NET+$470
Category wins2 of 4
BEST NET VALUE
American Express Business Platinum
AMERICAN EXPRESSAmerican Express Business Platinum
FEE$895
CREDITS$2,179
NET+$1,284
Category wins2 of 4
ADDITIONAL BENEFITS
LOUNGE ACCESS
Centurion Lounge Access
Delta Sky Club Access
Priority Pass Select (No Restaurants)
TAKE THE AMEX BUSINESS GOLD IF

You use business, food & dining. Food & Dining alone is worth $240 here and nothing on the Amex Business Platinum.

TAKE THE AMEX BUSINESS PLATINUM IF

You use travel, lifestyle. Travel alone is worth $1,219 here and nothing on the Amex Business Gold.

Where to use each card

AMEX BUSINESS GOLD

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AMEX BUSINESS PLATINUM
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Amex FHR + The Hotel Collection3428 LOCATIONS
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Airport Lounges48 LOCATIONS
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Frequently asked questions

Which is better, American Express Business Gold or American Express Business Platinum?

The American Express Business Platinum is better with $1,284 net annual value compared to the American Express Business Gold at $470. The American Express Business Platinum wins by $814/year.

What's the difference between American Express Business Gold and American Express Business Platinum?

The key differences: American Express Business Platinum has a $895 annual fee and $2,179 in annual benefits, while American Express Business Gold has a $375 annual fee and $845 in annual benefits. The annual fee difference is $520.

Which has a lower annual fee, American Express Business Gold or American Express Business Platinum?

The American Express Business Gold has a lower annual fee at $375 compared to the American Express Business Platinum at $895. However, the American Express Business Platinum offers $2,179 in total annual benefits.

Is the American Express Business Platinum worth it compared to the American Express Business Gold?

Yes, the American Express Business Platinum offers better value with $1,284 net annual value compared to $470 for the American Express Business Gold. Even though it has a higher annual fee ($895 vs $375), the American Express Business Platinum provides more total benefits.

Which card is better for travel?

The American Express Business Platinum is better for travel with $1,219 in annual travel benefits compared to $0 for the American Express Business Gold.

Should I get the American Express Business Platinum?

If you're deciding between the American Express Business Gold and American Express Business Platinum, the American Express Business Platinum is the better choice with $1,284 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

Other comparisons

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American Express Platinum+$2,109
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American Express Platinum+$2,109
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Capital One Venture X-$65
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Chase Sapphire Reserve+$2,348
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American Express Business Platinum+$1,284
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Chase Sapphire Reserve for Business+$1,155
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American Express Delta SkyMiles Reserve-$60
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American Express Gold+$99
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American Express Platinum+$2,109
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