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Credit Card Coups
COMPARE/AMEX BUSINESS GOLD VS U.S. BANK ALTITUDE RESERVE
FIRST CARD
SECOND CARD

American Express Business Gold or U.S. Bank Altitude Reserve?

American Express Business Gold returns $470 over its fee and U.S. Bank Altitude Reserve returns $45, so the fee difference comes down to which categories you use.

American Express Business Gold
American Express Business GoldAmerican Express · $375 fee · 4 credits
U.S. Bank Altitude Reserve
U.S. Bank Altitude ReserveU.S. Bank · $400 fee · 2 credits
NET VALUE+$470$845 credits
NET VALUE-$45$355 credits
BEST NET VALUE
American Express Business Gold
AMERICAN EXPRESSAmerican Express Business Gold
FEE$375
CREDITS$845
NET+$470
Category wins3 of 4
U.S. Bank Altitude Reserve
U.S. BANKU.S. Bank Altitude Reserve
FEE$400
CREDITS$355
NET-$45
Category wins1 of 4
ADDITIONAL BENEFITS
LOUNGE ACCESS
Priority Pass Select (Limited Visits)
TAKE THE AMEX BUSINESS GOLD IF

You use business, food & dining, lifestyle. Business and Food & Dining and Lifestyle alone are worth $1,085 here and nothing on the U.S. Bank Altitude Reserve.

TAKE THE U.S. BANK ALTITUDE RESERVE IF

You use travel. Travel alone is worth $325 here and nothing on the Amex Business Gold.

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Frequently asked questions

Which is better, American Express Business Gold or U.S. Bank Altitude Reserve?

The American Express Business Gold is better with $470 net annual value compared to the U.S. Bank Altitude Reserve at -$45. The American Express Business Gold wins by $515/year.

What's the difference between American Express Business Gold and U.S. Bank Altitude Reserve?

The key differences: U.S. Bank Altitude Reserve has a $400 annual fee and $845 in annual benefits, while American Express Business Gold has a $375 annual fee and $355 in annual benefits. The annual fee difference is $25.

Which has a lower annual fee, American Express Business Gold or U.S. Bank Altitude Reserve?

The American Express Business Gold has a lower annual fee at $375 compared to the U.S. Bank Altitude Reserve at $400. However, the U.S. Bank Altitude Reserve offers $355 in total annual benefits.

Is the American Express Business Gold worth it compared to the U.S. Bank Altitude Reserve?

Yes, the American Express Business Gold offers better value with $470 net annual value compared to -$45 for the U.S. Bank Altitude Reserve. It also has a lower annual fee.

Amex vs U.S. Bank: which issuer is better?

For these specific cards, Amex's American Express Business Gold offers better value with $470 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.

Which card is better for business?

The American Express Business Gold is better for business with $690 in annual business benefits compared to $0 for the U.S. Bank Altitude Reserve.

Should I get the American Express Business Gold?

If you're deciding between the American Express Business Gold and U.S. Bank Altitude Reserve, the American Express Business Gold is the better choice with $470 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.

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MORE AMEX BUSINESS GOLD COMPARISONS

MORE U.S. BANK ALTITUDE RESERVE COMPARISONS