Delta SkyMiles Gold Business or U.S. Bank Altitude Reserve?
Delta SkyMiles Gold Business returns $0 over its fee and U.S. Bank Altitude Reserve returns $45, so the fee difference comes down to which categories you use.


| CATEGORY | DELTA SKYMILES GOLD BUSINESS | U.S. BANK ALTITUDE RESERVE |
|---|---|---|
| 🌎Travel | $150 | $325 |
| Lounge Access | — | |
| Total credits | $150 | $355 |
| Annual fee | $150 | $400 |
| Net value | +$0 | -$45 |

You use travel.
Frequently asked questions
Which is better, Delta SkyMiles Gold Business or U.S. Bank Altitude Reserve?
The Delta SkyMiles Gold Business is better with $0 net annual value compared to the U.S. Bank Altitude Reserve at -$45. The Delta SkyMiles Gold Business wins by $45/year.
What's the difference between Delta SkyMiles Gold Business and U.S. Bank Altitude Reserve?
The key differences: U.S. Bank Altitude Reserve has a $400 annual fee and $355 in annual benefits, while Delta SkyMiles Gold Business has a $150 annual fee and $150 in annual benefits. The annual fee difference is $250.
Which has a lower annual fee, Delta SkyMiles Gold Business or U.S. Bank Altitude Reserve?
The Delta SkyMiles Gold Business has a lower annual fee at $150 compared to the U.S. Bank Altitude Reserve at $400. However, the U.S. Bank Altitude Reserve offers $355 in total annual benefits.
Is the Delta SkyMiles Gold Business worth it compared to the U.S. Bank Altitude Reserve?
Yes, the Delta SkyMiles Gold Business offers better value with $0 net annual value compared to -$45 for the U.S. Bank Altitude Reserve. It also has a lower annual fee.
Amex vs U.S. Bank: which issuer is better?
For these specific cards, Amex's Delta SkyMiles Gold Business offers better value with $0 net annual value. Consider which issuer's broader ecosystem (transfer partners, redemption options) fits your needs.
Which card is better for travel?
The U.S. Bank Altitude Reserve is better for travel with $325 in annual travel benefits compared to $150 for the Delta SkyMiles Gold Business.
Should I get the Delta SkyMiles Gold Business?
If you're deciding between the Delta SkyMiles Gold Business and U.S. Bank Altitude Reserve, the Delta SkyMiles Gold Business is the better choice with $0 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other comparisons
NET VALUE SHOWN FOR EACHMORE DELTA SKYMILES GOLD BUSINESS COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. Wells Fargo Autograph Journey
MORE U.S. BANK ALTITUDE RESERVE COMPARISONS
- vs. Amex Business Gold
- vs. Amex Business Platinum
- vs. Amex Delta SkyMiles Reserve
- vs. Amex Delta SkyMiles Reserve Business
- vs. Amex Gold
- vs. Amex Green
- vs. Amex Hilton Honors Aspire
- vs. Amex Marriott Bonvoy Brilliant
- vs. Amex Platinum
- vs. Amex Platinum (Charles Schwab)
- vs. Amex Platinum (Morgan Stanley)
- vs. Delta SkyMiles Platinum Business
- vs. Delta SkyMiles® Gold American Express Card
- vs. Delta SkyMiles® Platinum American Express Card
- vs. Hilton Honors American Express Business Card
- vs. Hilton Honors American Express Surpass Card
- vs. Bank of America Premium Rewards
- vs. Bank of America Premium Rewards Elite
- vs. Capital One Venture X
- vs. Capital One Venture X Business
- vs. Hyatt
- vs. Sapphire Preferred
- vs. Sapphire Reserve
- vs. Sapphire Reserve for Business
- vs. United Club
- vs. United Explorer
- vs. United Quest
- vs. IHG One Rewards Business Credit Card
- vs. IHG One Rewards Premier Credit Card
- vs. IHG One Rewards Premier Select Credit Card
- vs. Marriott Bonvoy Boundless
- vs. The Ritz-Carlton Credit Card
- vs. United Business Card
- vs. United Club Business Card
- vs. Citi AAdvantage Executive
- vs. Citi Strata Elite
- vs. Wells Fargo Autograph Journey