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IHG One Rewards Business Credit Card
CHASEBUSINESS

IHG One Rewards Business Credit Card

2 credits worth $130 at face value against an $200 annual fee.

UPDATED OCT 20262 CREDITS TRACKED
ANNUAL FEE
$200/ year
Credits at face value$130
Break-even154%
Track these credits free →

All 2 credits, by how often they reset

Quarterly

1 CREDIT · $100 / YR
IHG Food & Beverage Reward$25
4 × $25 = $100
MERCHANT CREDITAUTO
A $25 IHG Food & Beverage voucher each calendar quarter, up to $100 a year, for food, drinks and tips charged to your room at IHG hotels. Each voucher expires at the end of its quarter and works once, so anything under $25 is lost.

Included perks

NOT COUNTED IN TOTAL
IHG 40k Free NightOne IHG free night each year on your account anniversary, good at hotels up to 40,000 points a night. Nights issued from January 2027 go up to 50,000 points. You can add your own points to book a pricier hotel. Covers one standard room and tax only, and expires 12 months after it's issued.
Certificate

How it compares

Frequently asked questions

What is the IHG One Rewards Business Credit Card annual fee?

The IHG One Rewards Business Credit Card has an annual fee of $200. This is a business credit card.

Is the IHG One Rewards Business Credit Card worth it?

The IHG One Rewards Business Credit Card offers $130 in annual benefits with a $200 annual fee, for a net value of -$70. Whether it's worth it depends on how many benefits you can use. Focus on maximizing IHG Food & Beverage Reward.

What benefits does the IHG One Rewards Business Credit Card include?

The IHG One Rewards Business Credit Card includes 3 benefits, including IHG Food & Beverage Reward ($100/year), Global Entry / TSA PreCheck Credit ($30/year).

Who should get the IHG One Rewards Business Credit Card?

The IHG One Rewards Business Credit Card is ideal for people who spend on travel and can maximize the $130 in annual benefits to offset the $200 annual fee.

Can I get the IHG One Rewards Business Credit Card as a personal card?

The IHG One Rewards Business Credit Card is a business credit card. Check with Chase to see if there's a personal version of this card.