Is the IHG One Rewards Business Credit Card worth it?
2 credits worth $130 at face value against a $200 fee. Turn off what you won’t use and the number at the bottom is your answer.
YOUR CARD
YOUR FEE
$200
Statement and merchant credits2 OF 2 ON
SET ALL TOThen change any row.
IHG Food & Beverage Reward$25 / Quarterly face
$/yr
Global Entry / TSA PreCheck Credit$120 / Every 4 Years face
$/yr
Credits subtotal$117/yr
Additional benefitsWhat are these worth to you? We will not guess, because a lounge is worth a lot to someone who flies weekly and nothing to someone who does not.
HOTEL FREE NIGHT CERT
IHG 40k Free Night
$/yr
YOUR VERDICT
Credits at your values$117
Annual fee−$200
You fall short by−$83
59% RETURN ON THE FEE
HOW YOU GOT HEREEverything set to 90% of face, 1 perk still unpriced, so this is a floor.