American Express Platinum vs American Express Platinum (Charles Schwab) Comparison
American Express Platinum wins with $2,211 net annual value
| Category | American Express PlatinumAmerican Express | American Express Platinum (Charles Schwab)American Express |
|---|---|---|
| Annual Fee | $895 | $895 |
| ✨Lifestyle | $1,067 | $1,067 |
| 🛍️Shopping | $567 | $567 |
| 💪Fitness | $500 | $500 |
| 🌎Travel | $1,009 | $1,009 |
| 🌎Travel | $809 | $809 |
| ✈️Airlines | $200 | $200 |
| 🍽️Food & Dining | $580 | $580 |
| 🍽️Dining | $400 | $400 |
| 🍕Food Delivery | $180 | $180 |
| 🎭Entertainment & Media | $300 | $300 |
| 📰News | $300 | $300 |
| 📺Streaming | $300 | $300 |
| 🚗Transportation | $300 | $300 |
| 🚗Transportation | $300 | $300 |
| Additional Benefits | ||
| Lounge Access | ||
| Centurion Lounge Access | ||
| Delta Sky Club Access (Platinum tier) | ||
| Priority Pass Select (No Restaurants) | ||
| Total Annual Value | $3,106 | $3,076 |
| Net Value | +$2,211 | +$2,181 |
Card Details
Track Your Card Benefits
Add your cards to your wallet and track benefit usage in real-time. Never miss a credit and maximize your annual value.
Start Tracking FreeFrequently Asked Questions
The American Express Platinum is better with $2,211 net annual value compared to the American Express Platinum (Charles Schwab) at $2,181. The American Express Platinum wins by $30/year.
The key differences: American Express Platinum (Charles Schwab) has a $895 annual fee and $3,106 in annual benefits, while American Express Platinum has a $895 annual fee and $3,076 in annual benefits.
Yes, the American Express Platinum offers better value with $2,211 net annual value compared to $2,181 for the American Express Platinum (Charles Schwab). It also has a similar annual fee.
If you're deciding between the American Express Platinum and American Express Platinum (Charles Schwab), the American Express Platinum is the better choice with $2,211 net annual value. However, make sure you can use the key benefits to maximize value. Compare the full benefit breakdown to see which fits your spending better.
Other Popular Comparisons
American Express Platinum
vs
Chase Sapphire Reserve
American Express Platinum
vs
Capital One Venture X
Capital One Venture X
vs
Chase Sapphire Reserve
American Express Business Platinum
vs
Chase Sapphire Reserve for Business
American Express Delta SkyMiles Reserve
vs
Chase United Quest
American Express Gold
vs
American Express Platinum